ioufinancial.com

4.9
4.9 Based on 162 reviews

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Average Rating

4.9

/
5

162 Reviews

5 Star
96%
4 Star
2%
3 Star
1%
2 Star
0%
1 Star
1%

All Reviews

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Jordan Morris
Avoid this service at all costs!

This service is a complete scam! Do not consider taking out a loan with them unless you're ready to face predatory lending practices similar to those of loan sharks. If you struggle to make a payment, they won't negotiate and will quickly place a lien on your property or assets. The individual in charge often resorts to threats and shows no intention to help or cooperate. He is extremely difficult to work with, and his colleagues have confirmed he is the one in control, frequently acting unreasonably. Save yourself the trouble and steer clear of this fraudulent operation.

1
Date of experience: Jan 02, 2026
Justin Look
I worked with two great individuals

I worked with two great individuals. Alvin was my rep during the application process and Tammy Krauss to sign the contracts. Both were incredible, answered all my question, super friendly, knowledgeable and I never felt pressured into a product that wasn't right for my business. I had been approached by dozens of other companies offering similar products but the others seemed only interested in closing any deal, whether it fit or not. Couldn't have had a better experience and start to finish, under 48 hours. Thanks again Alvin and Tammy!

5
Date of experience: Oct 28, 2025
Rusty Irby
Awesome Tammy!

Tammy was very thorough and patient. Great experience with her.

5
Date of experience: Oct 09, 2025
Andrew Strouth
Customer service was top notch

Customer service was top notch. Pleasure to speak with and deal with over the phone. I was left with the impression they really cared about our business and were willing to help in any way they could.

5
Date of experience: Sep 17, 2025
Leah Hughes
IOU Financial made taking a loan easy

Borrowing money for business is typically a difficult process but the entire process with IOU Financial was easy and straightforward. Tammy Krause was extremely friendly, helpful and made what’s typically a stressful process very care free. She was extremely knowledgeable and walked me through each step and explained any questions I had in easy to understand terms. I feel confident in our choice in lending with IOU Financial.

5
Date of experience: Sep 17, 2025
Eduard Zaydman
Excellent- professional- responsive-…

Excellent- professional- responsive- respectful

5
Date of experience: Sep 12, 2025
The experience went very well

The experience went very well. Tammy explained everything as went went along and made the process seamless. Would recommend using them if you ever need financial services.

5
Date of experience: Sep 12, 2025
CELESTINO
Tammy was phenomenal

Tammy was phenomenal. She is so great to work with and makes it easy.

5
Date of experience: Sep 08, 2025
Tammy was very Profesional and kind

Tammy was very Profesional and kind, she made it easy to talk to her by creating a welcoming environment.

5
Date of experience: Sep 05, 2025
Tory Perfetti
Great experience and great people

Great experience and great people. Judith and Karen are great as well as the whole IOU team.

5
Date of experience: Aug 27, 2025

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