openskycc.com

4.7
4.7 Based on 159 reviews

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Average Rating

4.7

/
5

159 Reviews

5 Star
85%
4 Star
4%
3 Star
3%
2 Star
1%
1 Star
7%

All Reviews

Filter Reviews

Review Time

James
They customer service agents are rude I don’t understand how would you laugh at your client, then fo

They customer service agents are rude I don’t understand how would you laugh at your client, then forward my phone call to someone else who would laugh again like it’s all plan I’m like these guys are a joke then out flat tells me it’s nothing they would do about a late fee that’s 49 bucks after I repeatedly told them I thought it was on auto pay I didn’t receive any notification reminders.,

1
Date of experience: Feb 26, 2026
Michelle Rippberger
After doing a 200.00 secured visa i was charged fees and they said my payment didnt go through so wh

After doing a 200.00 secured visa i was charged fees and they said my payment didnt go through so when I closed my account after they took my 100.00 payment they told me I would not get any money back they are a scam don't do it through opensky!!!!!!!!!!

1
Date of experience: Feb 16, 2026
linda landan
This is the most frustrating credit card I’ve ever had!!! I put up a deposit 6 years ago and paid of

This is the most frustrating credit card I’ve ever had!!! I put up a deposit 6 years ago and paid off the card last year. I don’t even have their card in my possession any longer. Twice I have checked my scores and twice Open Sky has reported me late
Because they continue to add fees onto my account. I requested them to close this account and refund my deposit , but neither has happened .
My recommendation is that you do NOT apply for this card. It is totally disrupting my perfect credit that took me several years to rebuild.
Open Sky claims they help you rebuild your credit! In fact they have been the only card to cause my score to go down!

1
Date of experience: Feb 15, 2026
customer Mr Arturo Rodriguez
A great place to open a secured credit card, or a credit card

Friendly costumer service ,super accessible and attentive to any issues I have or questions in regards of my account 😀 thank you open sky

5
Date of experience: Nov 10, 2025
customer
They up my credit pretty quick

5
Date of experience: Nov 10, 2025
customer
Helped me get my credit back in order

Helped me get my credit back in order

4
Date of experience: Nov 09, 2025
Faaizah
Everything is easy with open sky.

Everything is easy with open sky.

5
Date of experience: Nov 09, 2025
customer
After neglecting my credit I...

After neglecting my credit when I was younger, I needed a reliable way to start repairing my financial history. OpenSky made this process straightforward and accessible. Approval was fast and easy, with eligibility checked through a soft inquiry no hard credit pull. The user friendly app makes management simple, and I've found their customer service to be responsive and supportive. My overall experience has been excellent, and I strongly recommend OpenSky to others looking to rebuild their credit

5
Date of experience: Nov 09, 2025
customer
Not able to make payment of different…

Not able to make payment of different amount when I choose

3
Date of experience: Nov 08, 2025
Ana Bustos
Scam never got my card

Scam never got my card

1
Date of experience: Nov 08, 2025

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