state.co.nz

1.7
1.7 Based on 80 reviews

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Average Rating

1.7

/
5

80 Reviews

5 Star
14%
4 Star
1%
3 Star
0%
2 Star
6%
1 Star
79%

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gazza.benxtra.co.nz
Should be zero stars, waited 45 minutes to talk to someone, she confirmed my contact details, said s

Should be zero stars, waited 45 minutes to talk to someone, she confirmed my contact details, said she will call back in a minute, didn't, wtf State, my claim for damaged glasses has taken 10 days and no response from you, we have been with State for many years and there service is the worst ever, seriously looking at changing insurance companies for all our needs

1
Date of experience: Feb 27, 2026
gazza.benxtra.co.nz
Should be zero stars

Should be zero stars, waited 45 minutes to talk to someone, she confirmed my contact details, said she will call back in a minute, didn't, wtf State, my claim for damaged glasses has taken 10 days and no response from you, we have been with State for many years and there service is the worst ever, seriously looking at changing insurance companies for all our needs

1
Date of experience: Feb 27, 2026
Wanda Stellingwerf
Kept charging once policy was cancelled

I highly would not recommend this company. I had cancelled my vehicle insurance policy via email and they proceeded to charge me for the next fortnight. In the end I cancelled the direct debit with my bank.

1
Date of experience: Feb 03, 2026
geoff s
Took out full car insurance

Took out full car insurance, tried to claim a windscreen told not covered Must pay extrathought full cover was full cover but no I was Scammed scammedScammed Do not use the company

1
Date of experience: Jan 09, 2026
Kevin Blakeman
No loyalty

To be honest other insurance probably the same. However the difference is our home, car and contents insurance has been with state for over 10 years. They have changed in the last year including some policies. Today we called. I asked a difficult question and was put on hold for 15 minutes before someone answered like it was a new caller. I explained our whole claim story again, very long and difficult situation.It is really clear State don't care about relationships and we will be looking to move if appropriate exists. A new policy was slid in last year which means when your car is written up, not only is the insurance policy cancelled immediately (this is fine) but as well as cancelling they charge you for the remainder of the year. We requested flexibility on 3 cases with 3 different things, including me offering to help with scraping and to no avail. No flexibility, all 1 way. Awful to no customer service.

1
Date of experience: Jan 09, 2026
Allison Jacobs
Been put through the ringerfor my excessI have been wanting my excess…

I have been wanting my excess understandably it would take time but was lied too and bs time after time on the 23rd December someone told me they had deposited my excess only to find put 2 weeks later NOTHING it was a lie. Aradna and Rahul especially Aradna was the only woman being honest with me and helped me after I wanted to speak to their manager. It concerns me that we entrust State with our lives only to be given the ringer. State are in a State!

2
Date of experience: Jan 05, 2026
Ruan Malan
When paying out car kept 1/4

When paying out car kept 1/4 for "unpaid" future premiums when we were up to date. Scammers

1
Date of experience: Dec 08, 2025
Bridie Baxter
Absolute insanity

Absolute insanity - my sons tyre fell off while driving, probably due to previous mechanic - weeks of back and forth, them asking us to provide a replacement tyre, to them saying they can't find one, to they would find one, then they would cover all 4 wheels and then only one - ended up with the spare tyre on it, they did one rear brake pad so the car is uneven and then charged him 1150 excess, for installing his spare tyre and one brake pad!! WTH!! absolutely terrible communication. will never use these guys again!!

2
Date of experience: Dec 08, 2025
Kilali
The worst ever

The worst No photos or proof of the claim of the car my husband didn’t even hit it it just happened to touched by the tow bar yet claim 3k over for it and they don’t have any proof of car damages coz there was no damage n the lady name Dani Wilson she’s the most annoying rude n think she’s all that didn’t even want to handle the situation she just want money Worst place ever even the people scammers !!!!! Dani Wilson get a life a proper one if can

1
Date of experience: Nov 28, 2025
Lucky Srivastava
HIDDEN SCAMMERS

I took a content insurance from them. They denied my first claim for the reason that the content was more than 5 years old. When I first called them and spoke to a representative to check the quote, I wasn’t made aware of this condition. So Eventually, the entire premium that I was paying has gone to waste. I will never go back to this company. I’d rather pay a higher amount and get an honest insurance company. People, please don’t fall in their ‘weekly payment’ trap. Such companies should be reported to the government.

1
Date of experience: Oct 27, 2025

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