universal-credit.com

4.7
4.7 Based on 141 reviews

Our mission is to provide you with access to credit when you need it most. Whether it is to consolidate debt, fix a leaky roof, pay for auto repairs, or to cover any number of life’s unexpected expenses, Universal Credit is here with easy online access to...

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Average Rating

4.7

/
5

141 Reviews

5 Star
87%
4 Star
6%
3 Star
2%
2 Star
1%
1 Star
4%

Filtered Reviews

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Review Time

Charl Cooper
Easy process

Easy process. Was able to see multiple options. I highly recommend it.

5
Date of experience: Jun 26, 2025
godas200470
The application and process were very easy and user-friendly.

The application and process were very easy. Everything was clear and user-friendly. I had my funds the same day!

5
Date of experience: Jun 24, 2025
Kurt
Fast friendly team got a approval and…

Fast friendly team got a approval and followed through with the loan

5
Date of experience: Jun 19, 2025
MyBlox
No stress

It was very easy. I applied and was excepted. Not sure what happened behind the scene but it was not involved no one called to ask questions. They made it very easy.No stress.

5
Date of experience: Jun 19, 2025
Marilyn Harris
Fast and easy

Fast and easy

5
Date of experience: Jun 17, 2025
Chadwick Harris
Universal credits continuous mistakes an unprofessional conduct

I went on to universal credits three weeks ago, instead of getting a payment of £480 i got a payment of £13 as I had to added my disability portion of the benefit.It was their mistake which I admitted, and I had to refund me the money that they had owed me, which took a week but I got it. I was guaranteed. Everything would be sorted out once again. It's my pay day again.And once again, I have been sent £13 out of£480 i should have got again. This is ridiculous. But something so simple is made so difficult by people. Quite obviously incompetent and unable to do their job. I have mental and physical injuries.And still have to keep phone around to do their job for them, because they seem completely unable to do the simplest of maths. Or even read?Having gone through this once already and being told, it was sorted out. I need to go through it on the very next payment. Date goes to show that their negligence is compounding. And there is no excuse for their incompetence

1
Date of experience: Jun 16, 2025
_Sills_56
Process was quick and easy especially…

Process was quick and easy especially being approved on a Sunday

5
Date of experience: Jun 15, 2025
Holbrook
Good experience minus the amount deducted from the loan amount.

The process was simple. The only drawback was the $500 that was deducted from my requested amount which was basically a finders fee or processing fee.

4
Date of experience: Jun 14, 2025
Money showed up quickly

Quick review and approval.

4
Date of experience: Jun 12, 2025
TheDiamondDoge
It was very easy

It was very easy

5
Date of experience: Jun 12, 2025

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Business Details

  • Our mission is to provide you with access to credit when you need it most. Whether it is to consolidate debt, fix a leaky roof, pay for auto repairs, or to cover any number of life’s unexpected expenses, Universal Credit is here with easy online access to the money you need, quickly. Our personal loans come with fixed rates and predictable payments that you can budget around.See more

  • email support@universal-credit.com
  • call 8774189765
  • language https://www.universal-credit.com/

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