universal-credit.com

4.7
4.7 Based on 141 reviews

Our mission is to provide you with access to credit when you need it most. Whether it is to consolidate debt, fix a leaky roof, pay for auto repairs, or to cover any number of life’s unexpected expenses, Universal Credit is here with easy online access to...

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Average Rating

4.7

/
5

141 Reviews

5 Star
87%
4 Star
6%
3 Star
2%
2 Star
1%
1 Star
4%

Filtered Reviews

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Review Time

Camila
Application process was easy and quick

5
Date of experience: Jul 12, 2025
Highly recommended for personal loans for any reason!

Easy to apply, great customer service, competitive rates, no strings attached

5
Date of experience: Jul 11, 2025
Clarence Wright
Personal loan.

They are helpful and very considerate. Received a personal loan.

5
Date of experience: Jul 11, 2025
Austin
Fast and efficient

5
Date of experience: Jul 11, 2025
NoTurningBack70
Excellent Experience

Very easy, efficient and quick. Great experience.

5
Date of experience: Jul 11, 2025
Clayton Turner
This was a good experience because the process was simple and seamless

This was a good experience because the process was seamless and above board. I was a little nervous at first because I have had some credit issues in the past but Universal Credit really came through for me.

5
Date of experience: Jul 10, 2025
Lawton
Sneaks

What I disliked that there was no saying that there was a charge of around 9 to 10% rate from the loan amount . They took the money without the customer not knowing there would be a charge.

2
Date of experience: Jul 10, 2025
Homer Carter
For a first time personal loan...it was good

My experience was good...I received my loan 3 maybe 4 days after I was approved. Thanks.

5
Date of experience: Jul 10, 2025
modepro865
Easy to check if we could get a loan…

Easy to check if we could get a loan and funds received fast once approved.

5
Date of experience: Jul 07, 2025
RS80
Receiving my loan was quick and easy!

Receiving my loan was quick and easy!

5
Date of experience: Jul 07, 2025

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Business Details

  • Our mission is to provide you with access to credit when you need it most. Whether it is to consolidate debt, fix a leaky roof, pay for auto repairs, or to cover any number of life’s unexpected expenses, Universal Credit is here with easy online access to the money you need, quickly. Our personal loans come with fixed rates and predictable payments that you can budget around.See more

  • email support@universal-credit.com
  • call 8774189765
  • language https://www.universal-credit.com/

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