xact.com

4.6
4.6 Based on 870 reviews

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Average Rating

4.6

/
5

870 Reviews

5 Star
84%
4 Star
7%
3 Star
3%
2 Star
2%
1 Star
5%

Filtered Reviews

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Review Time

greg norton
The amount you charge for interest is…

The amount you charge for interest is ridiculous. I know I can refuse but I'm in need of emergency cash and your area talking advantage of the poor. It's disgusting what you charge.

1
Date of experience: Jan 12, 2026
Mirian Marmolejos
Well I love the fact that when I need…

Well I love the fact that when I need help with some money you are willinh to help me. The only issue I have is the interest I get charged that's why I tried paying as soon as I can but I thank you for the fact that you are there to help in difficult situations.

5
Date of experience: Jan 12, 2026
Wanda
I thought the loan process was very…

I thought the loan process was very easy, and I felt that my information was very safe while I was filling out the application

5
Date of experience: Jan 12, 2026
Sharese James
Working with me and letting me work on…

Working with me and letting me work on building my credit with this loan.

5
Date of experience: Jan 11, 2026
Lita Tuck
Very easy

Very easy, simple and takes minutes.

5
Date of experience: Jan 10, 2026
Qaadir Hasan
The application process was easy to understand and did not require a lot of time to fill out. Lookin

Easy Application. Response time is very short. Meets the requested expectations of a valued lender.

5
Date of experience: Jan 10, 2026
Happy customer
They helped me alot

5
Date of experience: Jan 10, 2026
Beth Vaughan
It was easy and fast

It was easy and fast! I make good money but divorce has left my credit poor. Xact is a lifesaver! They were there when I desperately needed some extra money for an unexpected expense. Thank you Xact!!!

5
Date of experience: Jan 10, 2026
Pa Thao
Great experience

Great experience! I had gotten a pre approved offer in the mail. Everything was done through the website. Super fast and easy. Got my funds by the end of the business day. Pretty straight forward with interest rates and payment amounts.

5
Date of experience: Jan 09, 2026
Marie Canida
Thank you for making the loan process…

Thank you for making the loan process so easy to apply and for the help I needed !!

5
Date of experience: Jan 09, 2026

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