xact.com

4.6
4.6 Based on 870 reviews

...

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Average Rating

4.6

/
5

870 Reviews

5 Star
84%
4 Star
7%
3 Star
3%
2 Star
2%
1 Star
5%

Filtered Reviews

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Review Time

Ricardo
Easy process

Easy process, no hassle.

5
Date of experience: Jan 19, 2026
Tasha Banks
Most helpful experience!

It was customer service when calling in to ask questions. They were knowledgeable and patient with me. They were professional and courteous. My concerns were put to rest...

5
Date of experience: Jan 19, 2026
customer
It was easy to apply

5
Date of experience: Jan 17, 2026
Ryan Fulton
Fast and easy approval process

5
Date of experience: Jan 17, 2026
Tina wilmoth
This has been the worst experience i…

This has been the worst experience i have ever had with a financial institution letter says quick and easy approval it sure was not it took me 5 and and multiple phone calls not 1 person spoke English told me that my loan would be in my account today NOPE IT WAS NOT when I called they told me that my checking account number was not right missing 1 number did not contact me after speaking with a supposedly supervisor I was told that when the funds come back I could apply again but could not guarantee I would get approved I told them if I was approved already why would it be a problem he said thats how it works So unprofessional

1
Date of experience: Jan 16, 2026
Billie J
Fast and smooth service

Fast and smooth service… only small negative impact on the approved loan is high risk interest rate. They need to reduce the high interest rates for repeat customers. Overall, it helps emergency funds while other loans couldn’t help.

5
Date of experience: Jan 16, 2026
Keith - San Pedro, CA
This process was fast and simple I…

This process was fast and simple I already had several payday loans with you. I just had verify my info click and I was approved in less than 2 minutes. Cash was deposited next day. Please keep up good work.

5
Date of experience: Jan 14, 2026
Kenny MIller
Timing and professionally done

Timing and professionally done. Can’t believe everything happened so fast. Money in my account the same day. Way to go guys and gals. Highly recommended!!!

5
Date of experience: Jan 14, 2026
customer Paula Bohl
Every time I needed the extra money you…

Every time I needed the extra money you have been there to help

5
Date of experience: Jan 13, 2026
Evelyn Delores Peters Barnum
It was easy to do

5
Date of experience: Jan 13, 2026

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