Review Time
Had savings for a couple of years. Slightly annoyed about the fact I was unable to transfer out my easy access ISA because apparently it's tied to the fixed term one, and obv don't want to transfer that, and have to pay penalties. However, have recently opened bank account (easy) to access better savings rates, and have used the ISA money to pay large bills (rather than use savings on better rates). App is easy to use.
Easy to open account. Good rates. Easy to use the app.Only things that would make Zopa even better is to have a cashback scheme of say 1% on purchases with money going straight into savings account. Also, a round up/save the change scheme. With those in place, who needs to use a different account? Zopa would be the one stop shop!
Easy to use App. Similar to Chase. Best interest rates available for savings. Also interest on current account so better than Chase. Only thing missing is cash back on purchases but that's not a problem. I think as at end of October 2025 it's the best account available in the UK
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