amerisbank.com

1.7
1.7 Based on 20 reviews

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Average Rating

1.7

/
5

20 Reviews

5 Star
14%
4 Star
0%
3 Star
5%
2 Star
0%
1 Star
81%

All Reviews

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Review Time

Nicki Lewis
Unacceptable Handling of Fraudulent Check

The bank processed a fraudulent $50,000.00 check, made out to an unknown individual and featuring a forged electronic signature, without my consent or verification. This negligence is intolerable, especially since the bank enforces strict measures for minor $100 transactions. There has been no official written communication or conclusion regarding this investigation from the bank. My legal representative's efforts to get an update have gone unanswered. I request an immediate, official written response detailing the final outcome of this claim. The lack of resolution is shocking.

1
Date of experience: Dec 05, 2025
Leticia Godwin
Ameris Bank cleared a fraudulent $50k Check

Ameris Bank cleared a fraudulent$50,000.00 check, payable to an unknown party and bearing a forged electronic signature, without my authorization or confirmation. This lack of due diligence is unacceptable, especially since the bank applies precautionary measures for small $100 Zelle transactions.Ameris Bank has provided no official writtencommunication or final closure on this investigation. My legal counsel's attempts toobtain an update have been met with silence. I demand an immediate, official written response outlining the final decision on this claim. The failure to provide resolution is appalling.

1
Date of experience: Dec 05, 2025
Jessica Winne
Very deceptive about fees

Very deceptive about fees, terrible customer service. Exorbitant fees. Worst bank I’ve ever financed with. Save yourself money and a headache and go elsewhere.

1
Date of experience: Nov 13, 2025
michelle therrien
Ameris Bank keeps denying my legitimate…

Ameris Bank keeps denying my legitimate mobile deposits. My husband and I own a small tree service company. Every penny counts. Our tree clients are repeat clients for the past 20 years. I should be able to mobile deposit their checks without issues.I'm calling corporate tomorrow and try to figure out what issue is! My husband and I don't understand!! 😡

1
Date of experience: Nov 10, 2025
Kate Shreve
Refuse to verify a check

They will not verify if they issued a $29,000 cashiers check. In a day and age where people are falsifying anything and everything, it's my job to call an issuing bank to make sure THEY wrote this check, but they will not confirm. I'm not sure how we are to do our due diligence, protecting clients from fraud, if the issuing bank can't even take a few minutes to look at their system to ensure THEY WROTE THE CHECK. Places all over the US do it. Unsure why Ameris feels it's not safe.

1
Date of experience: Sep 29, 2025
veronica
deplorable and offensive behavior from an assisstant manager

Came in to deposit an e-check from work at a local Ameris Bank branch located at 790 N Ponce De Leon Blvd in St. Augustine, FL. The teller refused, said they couldn't do, they didn't have the ability, I thought that was strange for a bank not to have the capability to deal with e-checks and be that inconvenient, so when i questioned that, their assistant manager, Sue Ferrell, was nearby and decided to get involved, and just started telling me off, sarcastically asking me "how are we going to print that????", "we don't have the ability to print!" I got irritated with her unprofessional and offensive demeanor and tone of voice, with her incompetence and stupidity, and quickly realized speaking to her was a waste of time and just walked away as she was still yapping at me. I went to another bank I use, Vystar, within 2 minutes they had my check printed and deposited, didn't even bat an eyelash. I came back to the branch to move most of my finances to Vystar and use them from that point on, I attempted to speak to Sue about her inappropriate behavior, but instead of apologizing, she became aggressive, confrontational and provoked me into a verbal altercation. I decided I wanted to close my account instead, and Sue, then, completely lost her mind, yelled for me to "GET OUT!", yelled at me to "SHUT YOUR MOUTH!!", and then started threatening me that if I "didn't shut my mouth, she was going to create me more trouble", and threatened me with police (lol) ...I stood my ground, refusing to leave until I had withdrawn all my money from that bank. I then told her that I will file a complaint with the corporate office, and they will be able to see our conversation and her DEPLORABLE behavior on cameras, she literally laughed at that and shouted "OUR CAMERAS DON'T HAVE MICROPHONES!" That's the explanation for this disgusting woman's behavior, no fear of repercussions, and it's a small local Ameris branch, it's very likely they are all friends, so she'll make sure her co-workers will back up her version of events, so speaking to her superior was going to be pointless. She also actually never validated my identity, as I only had my debit card, she never double-checked with me about the closure of my account, didn't get any signatures, instead, she became vindictive, took my debit card from a banker, ran off into her office and closed my account on her own. I was disrespected, verbally assaulted, and offended by the assistant manager, Sue Ferrell, at this branch, and I'm appalled that a vile trash like this woman, who allows herself to behave so reprehensibly towards people, has no control over herself, can be allowed to work and represent a bank, and hold a manager's position!! She should be medicated and locked up in a straight jacket instead.

1
Date of experience: Aug 21, 2025
⭐ Trustpilot Review

⭐ Trustpilot Review – 1 StarTitle: 15 Months of Delays, Vague Denials, and No AccountabilityI had a deeply disappointing experience with Ameris Bank during a 15+ month attempt to refinance my primary residence. Despite full cooperation, repeated document submissions, and even receiving an initial approval, Ameris ultimately denied my request without any transparency or clear reasoning.They cited vague terms like “global debt coverage” (which applies to business loans, not personal mortgages) and used SBA-related logic to justify denying a personal home refinance. When I requested clarification and underwriting documentation, EVP James LaHaise responded that they would “not be providing any additional information.” No explanation, no transparency, no accountability.I’ve filed a formal complaint with the Consumer Financial Protection Bureau (CFPB) and California regulators, and I’ve notified HOTWORX Corporate (as I was the one who originally introduced Ameris through a franchise partnership). Their refusal to act professionally has not only delayed my ability to refinance but also damaged trust across multiple stakeholders.If you’re considering Ameris Bank for personal or franchise lending — proceed with caution. They do not operate with the level of professionalism or consumer care expected from a regulated financial institution.

1
Date of experience: Jul 23, 2025
NP81
Bank that ruins vacation

I contacted the bank yesterday to make sure they do not decline my card during travel. I went to purchase items today and my card was declined. I will be closing my bank account ASAP upon arrival home. This is the 2nd trip Ameris Bank has ruined my trip. I’ve been with Ameris bank for over 10 years. I am fed up. I will go to Bank of America where they have customer service 24/7.

1
Date of experience: Jul 12, 2025
Burton Butler
If I could give zero stars I would

If I could give zero stars I would. I have a client looking to purchase a home. The client is a more than well qualified buyer. Needless to say the loan officer hasn't been proactive until a foot was stuck in his ass. The underwriter is slow and keeps asking for things he already has. I will never ever refer a client to ameris bank.

1
Date of experience: Jun 25, 2025
Ember Butler
Terrible customer service

Terrible customer service. After 15 years customer. I was robbed and they dispute charges,,,,,after they notified me of fraudulent activityAs of today I have not received replacement debit card, almost a month after incident. I noted other customers remarks regarding inability to use cards in Europe, despite notifying Ameris prior to trip. In the process of switching to another bank. Should have done sooner.

1
Date of experience: Jun 21, 2025

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