deercreeklending.com

4.4
4.4 Based on 57 reviews

Deer Creek Lending is redefining what lending should be. Founded on the principle that everyone deserves access to transparent, fast, and fair financial solutions. We're revolutionizing personal lending by putting people first....

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Average Rating

4.4

/
5

57 Reviews

5 Star
73%
4 Star
7%
3 Star
0%
2 Star
0%
1 Star
19%

All Reviews

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Review Time

Willie Saulsiii
This company is getting over they don't tell you what you're getting into they are charging me 9000

This company is getting over they don't tell you what you're getting into they are charging me 9000 for a 1800 loan I didn't receive any documents until after the fact some how I e signed documents I never seen they should be put out of business this is a straight rip off

1
Date of experience: Feb 26, 2026
sonya Moore
Absolute rip off. All the positive reviews must me right after someone gets the money received…..bec

Absolute rip off. All the positive reviews must me right after someone gets the money received…..because within a month you realize that they have you at 700+% interest, with the equal payments that you think are going towards your borrowed amount but are actually going to interest only. I borrowed $1200. After 6 $324 payments ($1944 paid), my balance is $1298. Early pay off is of course an option, but none of the interest money will be applied to the balance. Scamming people in their time of need.

1
Date of experience: Feb 22, 2026
Sunshine Vineyard
It’s flexible and quick deposit. No hassle, phone calls and excellent service. I recommended when yo

It’s flexible and quick deposit. No hassle, phone calls and excellent service. I recommended when you need money asap. Thank you for making this happen. LL

5
Date of experience: Jan 30, 2026
Sergio Alcanfor
I had a great experience applying for a loan at Deer Creek; it was simple, fast, and I got the funds

I had a great experience applying for a loan at Deer Creek; it was simple, fast, and I got the funds I needed when I needed. The agent Christian was very professional and helpful.
I will recommend Deer Creek to everyone.

5
Date of experience: Jan 28, 2026
McKenna Cook
Beware of Unforeseen Loan Costs

I took out a loan around Christmas, unaware of the exorbitant repayment amount. Initially, I borrowed $1,500, but now I'm expected to repay over $13,000, with bi-weekly payments of $436.76. Had I known the terms beforehand, I would have never proceeded with this service. It's not suitable for families in need, and I can't recommend it to anyone. My advice is to steer clear of this option; I genuinely hope this warning helps someone. If I could rate it zero stars, I would.

1
Date of experience: Jan 21, 2026
flogarou
Beware of this lending service.

This lending service is a scam. On December 17, 2025, they provided a loan of $1645, which I planned to pay off quickly. However, after reviewing a document they sent, I discovered that I would owe a total of $14,000 by 2027 due to an outrageous rate of 692%, with interest increasing daily. I currently have $436 saved, but now my debt stands at $2050. I intend to pay $2000 and be done with them.

1
Date of experience: Jan 13, 2026
Ruby Brown
Excellent support and quick solutions!

They responded to me swiftly, resolved my issues immediately, and the two representatives I interacted with were very kind and courteous. Unfortunately, due to personal reasons, I had to cancel my loan, which was approved very quickly. However, after my interactions with their transparent customer service team, I realized that this company is exactly what I need for my financial requirements, and I will definitely be working with them soon. I highly recommend them. Great job!

5
Date of experience: Dec 30, 2025
Cedric Barnes
Extremely Disappointed with Loan Terms

I took out a loan of $1100 with repayments of $116, thinking it would be easy to pay off. However, the interest rate is a staggering 507%. I've already repaid over $300, but I'm looking at an additional $6000 to settle this. It feels like I’ll be stuck with this debt for years due to weekly deductions from my account. Now I'm scrambling to find a way to save for the lump sum to avoid being burdened until February 2027. I wouldn't consider borrowing again under any circumstances. The glowing reviews here seem artificial; no one genuinely feels satisfied about repaying seven times what they borrowed.

1
Date of experience: Dec 29, 2025
Jay Anderson
Lack of Transparency Regarding Finance Fees

There is no indication of the finance fee until after signing the contract. I searched for it on the website but found nothing. I expected to see it at the end of the application process after clicking on the documents to sign. However, it was already locked in before I had a chance to review the terms. I contacted the support team right away; this is poor practice, and they are aware of it. They should inform applicants about the approval amount and associated finance fees before completing the application, but they do not, and I can substantiate this.

1
Date of experience: Dec 25, 2025
Vanessa Sanders
Quick and Simple Assistance in a Crisis

I faced a family medical emergency and required funds urgently. The service was straightforward to navigate and transferred the money to my bank account promptly. The entire process took just 3 days from application to receiving the funds. I would strongly recommend them to anyone in a financial bind.

5
Date of experience: Dec 09, 2025

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