klarna.com

4.6
4.6 Based on 160 reviews

Discover a Smarter Way to Shop and Pay with Klarna. At Klarna, we're committed to transforming the shopping experience with secure, fast, and flexible payment solutions tailored to your needs. Join a thriving global community of over 85 million active us...

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Average Rating

4.6

/
5

160 Reviews

5 Star
71%
4 Star
3%
3 Star
2%
2 Star
4%
1 Star
20%

All Reviews

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Review Time

Robert Riley
I recently used Klarna to buy a de‑icer gadget online. The seller turned out to be running a scam, w

I recently used Klarna to buy a de‑icer gadget online. The seller turned out to be running a scam, which only became obvious when, after waiting six weeks, I received nothing but two small circular pieces of plastic in the post.

I raised a dispute with Klarna, and they agreed that I was right to challenge the transaction. However, instead of refunding me in full, they simply cancelled the remaining two instalments out of three. I still lost the first payment. It was only £5.66 on a £16 purchase, but the principle is the problem.

If this had been a £900 item, Klarna’s approach would have left me £300 out of pocket.

Had I used my credit card, I could have contacted my card provider and received a full refund under Section 75 protection. Klarna offered no such safeguard. As a result, I’ve now closed my Klarna account — they simply cannot be relied upon to protect their customers when something goes wrong.

1
Date of experience: Feb 28, 2026
bakridalati
"I had a complicated issue and Mr. Deepak from the support team handled it with incredible patience

"I had a complicated issue and Mr. Deepak from the support team handled it with incredible patience and understanding. It’s rare to find such high-level human support in fintech apps. Because of Deepak, I will continue to trust and use Klarna. Thank you!"

5
Date of experience: Feb 28, 2026
MOHAMMAD SUDAIS
Klarna is a very bad app. It is full of hidden fees and extra charges. Using it causes stress and fr

Klarna is a very bad app. It is full of hidden fees and extra charges. Using it causes stress and frustration, and it can negatively impact your life. The app is poorly designed, unreliable, and overall a very unpleasant experience. I strongly advise against using Klarna.

It needs major improvements in transparency, reliability, and user experience.

1
Date of experience: Feb 28, 2026
Jean
Trouble making payment on the last two purchases, let’s hope it’s not permanent as it has put me off

Trouble making payment on the last two purchases, let’s hope it’s not permanent as it has put me off using it.
But it was perfect over the last 12 months& very easy to use.
Bought some lovely bargains thank you & found it very convenient

4
Date of experience: Feb 27, 2026
Charlie
I love this card I be telling a lot of people and sending it to people but not have received any mon

I love this card I be telling a lot of people and sending it to people but not have received any money and bonus back yet maybe soon you don’t have to pay any extra money on the Klarna card at all.

5
Date of experience: Feb 26, 2026
Maria
KLARNA ruins Schufa credit score!!!!!! DO not use it! If you happen to cancel a split payment order,

KLARNA ruins Schufa credit score!!!!!! DO not use it! If you happen to cancel a split payment order, Klarna immediately ruins your Schufa and it will take ages sometimes a year to restore it! So after using Klarna , no bank will give you a loan!

1
Date of experience: Feb 23, 2026
richard geere
Useless i spent an hour trying to use it for the 1st time on ebay it wouldn't accept my bank card de

Useless i spent an hour trying to use it for the 1st time on ebay it wouldn't accept my bank card despite bank authorisation for payment waste of time never trying it again

1
Date of experience: Feb 21, 2026
Mariusz
The store refunded me €153.26 on April 9th. I have never received this money in my bank account. ​Kl

The store refunded me €153.26 on April 9th. I have never received this money in my bank account.
​Klarna Customer Support is lying and manipulating facts:
​They admitted they have NO UTR (transaction reference) and NO IBAN transfer proof.
​Agents tell contradictory lies: one says the system "automatically paid off another invoice," another claims "I personally paid it back to the seller" 5 days later (which is absurd!).
​I possess full evidence: I have all chat screenshots, invoices, and confirmation that the internal balance option was inactive.
​Klarna is illegally withholding my funds and refuses to provide proof of payment. This is not a system error; it is theft. I am reporting this to the Swedish Financial Supervisory Authority and ECC.
​Order: [W8JBSFNR]
Amount: €153.26
​WARNING: Do not trust them with returns. You might never see your money again.

1
Date of experience: Feb 18, 2026
Jose Aquino
Klarna works as a 3rd party Seller never shipped item , show proof of cancellation also proof the s

Klarna works as a 3rd party
Seller never shipped item , show proof of cancellation also proof the seller Glohh lighting ( big scam) never reported back to Klarna about item been cancelled
Now I’m stuck paying for something I don’t have and seller not responding to Klarna get to collect the money
Great company
Klarna is terrible

1
Date of experience: Feb 18, 2026
James Amidon
Thank for this app/site as it has helped in several occasions to make the beyound special not just t

Thank for this app/site as it has helped in several occasions to make the beyound special not just to me but my family and future wife!!!! THERE ARE SO MANY DATES BUT, THERE IS NO OPTION FOR MULTIPLE :( THANK YOU !!!!

5
Date of experience: Feb 15, 2026

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Business Details

  • Discover a Smarter Way to Shop and Pay with Klarna.

    At Klarna, we're committed to transforming the shopping experience with secure, fast, and flexible payment solutions tailored to your needs. Join a thriving global community of over 85 million active users and more than 575,000 retailers who rely on us to checkout with confidence.

    Choose Klarna at checkout for added peace of mind with secure shopping and effortless flexibility. Our AI-powered payment technology ensures a quick and personalized experience, empowering you to shop with convenience and assurance every time.See more

  • language https://www.klarna.com/international/customer-service/

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