rategenius.com

4
4 Based on 101 reviews

Headquartered in Austin, Texas, rateGenius has been driven to help people save money for 20 years. With a massive lender network of over 150 financial institutions in all 50 states, rateGenius helps find people better auto loan rates through refinancing....

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Average Rating

4

/
5

101 Reviews

5 Star
67%
4 Star
10%
3 Star
2%
2 Star
4%
1 Star
18%

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Review Time

Woody Lewis
I had a little more of difficult…

I had a little more of difficult Refinance due to my own circumstances. And they were taken in stride and worked around excellently.

4
Date of experience: Nov 03, 2022
Madelaine Clark
Great experience, using you guys again…

The employee I had helping me Brad Frizzle was amazing on helping me through the process. Made it quick, easy and almost effortless.

5
Date of experience: Nov 03, 2022
Brilliana Morris
The rates were explained to me

The rates were explained to me. Very fast and efficient service. Tim did a good job.

5
Date of experience: Nov 03, 2022
Stella B.
Very misleading ads

Very misleading. I received ad in mail directed to me personally that they could reduce my APR two points on the car I purchased, but after completing their forms they told me they couldn't reduce my loan rate as advertised. I wasted two hours giving them my info. Very untrustworthy advertising. My credit rating is as good as it gets, they just can't deliver their info they purport in their ads. Don't waste your time.

1
Date of experience: Nov 03, 2022
Gage B.
Awesome prompt service with very…

Awesome prompt service with very competitive rates.

5
Date of experience: Nov 02, 2022
Mindy Harris
Skyler and everyone on the team was…

Skyler and everyone on the team was amazing i truly appreciate everything and the help

5
Date of experience: Nov 01, 2022
Marigold Cook
I contacted RateGenius again to refinance auto loan

I contacted RateGenius again to refinance my auto loan with a different bank. The agent processed all my documents, initiated a credit check, and then went silent for almost two weeks. After I called a support line, I found out there was no way I could refinance the same Car a second time with RateGenius which the agent failed to explain and check before even starting the process. As a result, I have another hard pull on my credit history and will have to do that again to refinance my loan with another company. This is terrible customer service!UPDATE: RateGenius replied to this review and asked me to call back and resolve the issue. But the funny thing is that every call on this phone number goes directly to voice mail and they never call back!UPDATE 2:Apparently, it was a rate RateGenius policy where they do not refinance the same vehicle multiple times. Be aware of this quirk. But on the positive side, I did talk to them again and they helped me out with a different company that provides the same services.

4
Date of experience: Oct 29, 2022
Jeremiah Lewis
NOT what it seemed

While the rategenius reps were great, the overall experience was not what it seemed. I chose to use rategenius for my recent auto refinance so I could do it online. However, in reality very little of it was actually completed online - not only were the rates and details all quoted over the phone, but the application itself had to be done all via mail. It was a pain to have to go back and forth to UPS to have to get this done. If I thought anything would need to be done in person, I would've just gone to my local credit union directly! Beware, they are not what they seem.

2
Date of experience: Oct 28, 2022
Avery was my agent and gave amazing…

Avery was my agent and gave amazing customer support....easy and a generally good experience.

5
Date of experience: Oct 28, 2022
Gavin C.
This was an amazing service

This was an amazing service. I knew there had to be a way to lower my payments, but in the end I not only lowered my payments with a lower rate but also lowered my term!

5
Date of experience: Oct 24, 2022

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Business Details

  • Headquartered in Austin, Texas, rateGenius has been driven to help people save money for 20 years. With a massive lender network of over 150 financial institutions in all 50 states, rateGenius helps find people better auto loan rates through refinancing.

  • email service@rategenius.com
  • call 8667283436411
  • language https://rategenius.com

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