Review Time
I just received an offer from Revvi for a credit card with outrageous fees $95.00 and $75.00 for the first year; and a ridiculous interest rate of 33.95%!If you accept this offer you are not responsible enough to make the decision! This company is committing a legal form of Usury, compliments of the Republican Party. They have actively shut down efforts to curb just this kind of customer abuse. This is evil, abusive banking assholery!
Highly disappointed in this company. Credit limit $300. Balance was shy of that. Made a $295 payment . A few days later I notice that this payment attempted to come out of my account TWICE. I told my bank to stop the first payment, and had to wait till after the weekend to contact Revvi. Once I contacted them and let them know of the error, which took an extremely long time to explain to them. Unfortunately, they told me that they were putting a request to credit back the $35 return payment fee mind you I didn’t even trip on them about the fee that my bank charged me. As a week or two goes by I see that this fee is still not credited. I call Revvi, again and had to explain again smh, that this error was simply not my fault. The payment was submitted at the same time twice. They refused to refund it. And now my account is on hold. Great way to treat your clients. And what’s funny is my account damn near is paid off with the first payment
This card is good only in an extreme bad credit situation . If you absolutely have to get a credit card and you have bead credit they will give it to you but in the end, it's not worth it. They give a 300 dollar limit that they will never raise. Even if you don't owe any money on your card and have all your credit available it's a gamble if it will even work or not. Revvi decides which merchants they will allow you to use your card at. Even though they say anywhere MC and Visa are accepted, well that is 100% NOT TRUE. If you use your card to rent a hotel room and the hotel room puts a deposit on your card until you check out, well be prepared to wait 2 whole weeks for REVVI to put the money back on your card. Even though the hotel released the funds, REVVI don't care...2 weeks. Forget getting anyone on the phone who understands any situation you may be having. The customer service is NON EXISTENT.THEY DONT CARE IF YOU HAVE A PROBLEM. I checked my balance saw how much I had went to the dentist and had my teeth cleaned and then my card got declined. DECLINED FOR NO REASON. I call them and they basically said they don't really care, it's up to them the merchants that they will accept. We'll funny because I have used the card at my dentist in the past so honestly it doesn't make any sense. They will pick and choose when and where your card will work. But you better believe they want the payment on time or you will get a 41 dollar late charge. I've never had one I just won't give them the satisfaction. I'm glad they accepted my credit but after 2 years of horrible service I'm closing this account. They are so unprofessional.
It's a trap. I signed up because it's advertised as a good way to rebuild credit. It is not. All of the fees they pile on you will never be able to pay it down & customer service is annoyed when you call on asking for help. Multiple times I've been told I would get a call back & I've never recieved one. The only goal they have is to bleed you dry. They don't want to help you or care about you. Don't fall victim like I did.
This Revvi card is the worst. I set up autopay with my debit card and revvi declined my card stating its a credit card twice. I tried explaining that m debit card is connected to my checking account. Nope, that wasn't good enough, revvi charge a late fee and didn't care that I gave my checking account info. There's was no way of getting rid of a late fee. I closed this account and REVVI reversed the payment. Never will I apply or recommend this card. You can't file a dispute online and the rep said I didn't qualify for a dispute because my account was new!!!
Everyone, from finance guru's to my local sheriff's department, say not to pay money up front for any kind of loan or financial service. This card requires you to pay an upfront fee of 89.00. When I called about this fee, as to why I need to pay up front, I was told that it was a requirement, and in about ten minutes after I pay, the card would be turned on with a 225.00 balance, because of a yearly service fee is taken out off of the top of the card activation. I decided to follow the advice, and cut the card and will not be using it or responding to any call or email from this company. Too many red flags on this card. My advice is to use another card from a different company. No card or service should need to be paid upfront for you to use their service. Buyer be aware. Times aren't that bad that you should use a service like this one is offering.
I've not had the card even a year yet and I've already been charged two annual fees and I'm getting charged the monthly service fee even tho that's not suppose to start until year two. Loan sharks charge less fees and are more upfront than revvi. The worst card you could ever get. Taking advantage of the folks they know have few options. Well now that my credit has improved, I will be paying off all these fees and canceling it pronto. I advise the world to do the same.
THIS IS THE WORST COMPANY TO DEAL WITH. THEY STEAL MONEY FROM YOU. THEY SHUT YOUR CARD OFF FOR NO REASON AND CONTINUE TO CHARGE YOU. THEY RUIN YOUR CREDIT SCORE AND DONT CARE ONE BIT THIS IS THE WORST COMPANY. DO NOT SIGN UP WITH THEM......
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