Review Time
My income insurance is meant to provide coverage after the first week of illness. I had surgery on the 29th of September, and I submitted a claim a week later. Now, it's the 10th of January, and I haven't received any updates on my claim's status. I've been paying this company for several years without making a claim, but now that I need them to honor my policy, they are reviewing my entire health history. For anyone considering income insurance, be sure to choose a company that verifies your health history before you start paying.
The process of joining and getting set up was straightforward, though the platform and profile could use more features regarding stock and share information, direct debit management, and similar aspects. Overall, the user experience is pleasant, and the customer support is responsive.
I was initially with a previous service until it went into receivership, and the new company took over. Since then, I have lost access to my policies, and the communication has been poor. They did not inform us about the changes in benefits or offer a way to manage our accounts effectively. I expressed my dissatisfaction and was misinformed about the cancellation process, leading to further complications. I wouldn't recommend this company for anyone's life insurance needs; their handling of my situation has been frustrating, and I'm still awaiting my refund.
I had two fixed bonds maturing and discussed my instructions with the team. While I was initially pleased, I was disappointed when my instructions were not followed through as promised. After a delay, I was informed it was a human error, which was eventually corrected, but I felt the team lacked understanding of the banking process. I hope for better service in the future.
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It is an incorporated society in the United Kingdom within the meaning of the Friendly Societies Act 1992.
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