xact.com

4.6
4.6 Based on 870 reviews

...

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Average Rating

4.6

/
5

870 Reviews

5 Star
84%
4 Star
7%
3 Star
3%
2 Star
2%
1 Star
5%

Filtered Reviews

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Review Time

Kiera Payton
very easy

very easy , thanks for the help.

5
Date of experience: Dec 10, 2025
Alan Davis
User friendly website

User friendly website. Process to receive funds is not a long one.Thanks

5
Date of experience: Dec 10, 2025
Marlena Garcia
Greedy money grabbers

The interest is triple what i borrowed that is what is wrong had i not been in a bind meeting the money i would NEVER have taken the loan

1
Date of experience: Dec 10, 2025
Dennis Vollmer
Excellent easy to follow and complete

5
Date of experience: Dec 10, 2025
Patrisha Wilson
It was fine it was a pleasure speaking…

It was fine it was a pleasure speaking to you

5
Date of experience: Dec 10, 2025
Sylvia Temple
They provided what I needed right on…

They provided what I needed right on time.

5
Date of experience: Dec 10, 2025
Miss Bell
High interest 155% crazy

The interest is high regardless of credit from 130% to 155% I've had a loan from them for many years. I have refinanced many loans I've always paid religiously without missing a payment ever. I don't have bad credit. They should offer way better interest rates especially for customers who have not had any issues. I've said that in many reviews. The only reason I continue to use them is I know I am guaranteed to get a large loan, there is no penalty for early payoff if you can afford to do that I would recommend it highly. If they were to change the interest rate bring it down lower as well as they're payments then I'll change the review to 5 star. This is coming from a long time customer. They should offer discounts if you pay off early also.

1
Date of experience: Dec 09, 2025
LINDA GOODWIN
Poor ustomer service got a preapproval…

Poor ustomer service got a preapproval letter in the mail and was told to complete an online application and another company called me an Cact did not have an application for me and hung up the phone in my face very rude.

1
Date of experience: Dec 09, 2025
Wanz Riley
The payback (interest rate) is too high…

The payback (interest rate) is too high from what they let you loan need to work on coming up with something better than that

1
Date of experience: Dec 09, 2025
William
Easy process

The process was very smooth and simple to do again

4
Date of experience: Dec 08, 2025

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