xapobank.com

3.8
3.8 Based on 201 reviews

Xapo Bank is the first fully licensed, Bitcoin-enabled bank that combines the security of traditional banking with access to Bitcoin and stablecoins. Regulated by the Gibraltar Financial Services Commission, Xapo Bank facilitates wider use cases for crypt...

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Average Rating

3.8

/
5

201 Reviews

5 Star
59%
4 Star
11%
3 Star
5%
2 Star
4%
1 Star
20%

Filtered Reviews

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Review Time

customer
Convenient to Bitcoin and USD

The customer supporter response very quickly and really help you. The SWIFT account should be applied. The time of opening a SWIFT account is about 3-5 working days. You can deposit Bitcoin or USDT or USDC,but you can’t deposit ETH or SOL.

4
Date of experience: Sep 05, 2025
antski
Xapo is great!

1. Very responsive to issues. Immediately resolved2. Card is great. Has worked 100% of time

5
Date of experience: Sep 04, 2025
customer
Cryptocurrency is easy to use and…

Cryptocurrency is easy to use and exchange rate friendly

5
Date of experience: Sep 03, 2025
Michael Isola
An efficient bank

Its an unusually efficient bank. Things work very well and very easily.

5
Date of experience: Sep 03, 2025
josh lee
for sure the customer support

for sure the customer support. its first class keep up the good work.

5
Date of experience: Sep 01, 2025
Anime GT
Some transactions do not arrive

Some transactions do not arrive, and some transactions arrive and are returned to their owners, despite my contacting support and providing information. This happened. I don't know if it's worth paying $1000 for a subscription.

3
Date of experience: Aug 27, 2025
i would like to have apple pay as soon…

i would like to have apple pay as soon as possible, doesnt make sense to me, a bank like this(fees wise) not having apple pay already set up!

3
Date of experience: Aug 19, 2025
Jitendra Kanzaria
The worst bank you can imagine!!

The worst bank you can imagine!!! I closed my account after they suspended it and they are not allowing me to take money to my other bank and coming up with useless reasonings on why, STAY AWAY FROM THEM!!!

1
Date of experience: Aug 15, 2025
manuel.mx
High Entry Cost for Standard Features

My experience with ShapoBank has been positive overall — the app works smoothly and the service is reliable. However, I don’t believe the value justifies the $1,000 required to open an account. There are other platforms offering similar returns and features at a much lower entry cost. Great service, but not worth the premium price.

2
Date of experience: Aug 02, 2025
Julian
Helpful and fast

Ximena was super helpful with onboarding and helped resolve an issue quickly when it came up. Xapo Bank made it possible for me to pay college fees without selling bitcoin.

5
Date of experience: Aug 01, 2025

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Business Details

  • Xapo Bank is the first fully licensed, Bitcoin-enabled bank that combines the security of traditional banking with access to Bitcoin and stablecoins. Regulated by the Gibraltar Financial Services Commission, Xapo Bank facilitates wider use cases for crypto by providing simple and secure ways to store, save, earn and transact in fiat and crypto across borders 24/7.

    Established in 2013, Xapo Bank was founded on the belief in the long-term potential of Bitcoin. As the first crypto company in the world to be awarded a banking license, Xapo Bank has since evolved from an e-money wallet into a digital-first bank. Xapo Bank’s proprietary technology provides a seamless bridge between traditional finance and digital assets. Following the sale of its institutional custody business to Coinbase‘s custody arm in 2019, Xapo Bank pivoted to service solely retail customers, focusing on the protection, growth and diversification of wealth.
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  • email support@xapo.com
  • language https://xapobank.com

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