xapobank.com

3.8
3.8 Based on 201 reviews

Xapo Bank is the first fully licensed, Bitcoin-enabled bank that combines the security of traditional banking with access to Bitcoin and stablecoins. Regulated by the Gibraltar Financial Services Commission, Xapo Bank facilitates wider use cases for crypt...

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Average Rating

3.8

/
5

201 Reviews

5 Star
59%
4 Star
11%
3 Star
5%
2 Star
4%
1 Star
20%

Filtered Reviews

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Review Time

NASSIM B
The best bank in the word ❤️

5
Date of experience: Feb 27, 2026
John
Very positive experience.

5
Date of experience: Feb 24, 2026
Jean-Paul
Stéphane Vuillemin fait il partie des…

Stéphane Vuillemin fait il partie des brokers de XapoBank?

1
Date of experience: Feb 21, 2026
Ryan Hendry
Rocky onboarding process

I have updated my review since my issues during the onboarding process were addressed. I am waiting for an information request to finish being reviewed before funding my account and will further update the review once I am able to use the account properly.

3
Date of experience: Feb 09, 2026
customer
Function and cost

The functions on the app and the process are easy.The costs on top of the 1,000 USD a year shocked me.

5
Date of experience: Feb 06, 2026
tilonius
if you need..

if you need... there is contact with real people....not waste of time ai with non-answers

5
Date of experience: Feb 02, 2026
Abraham
personal easy and fast

5
Date of experience: Feb 02, 2026
Thcastro
Excellent

Xapo is renowned for its safe custody solutions, and through Xapo Bank, members can easily access global Tradfi financial services. Having a dedicated relationship manager makes the experience seamless.

5
Date of experience: Jan 30, 2026
SAMI
The overall experience is incredible

The overall experience is incredible. Value for money

5
Date of experience: Jan 24, 2026
Barefoot Minimalist
XAPO BANK: PURE RIP-OFF

Tried to open an account and immediately ran into basic onboarding issues.First, the signup flow repeatedly threw a generic “Something seems wrong. Please contact support…” message with no actionable explanation.Then I tried registering with a different email address and was told that “.inc is not a valid TLD.” That’s simply incorrect — .inc is a valid top-level domain. If a company charging around €1,000 per year can’t get something as fundamental as email validation right, it is pure rip-off and doesn’t inspire confidence in their systems, compliance process, or support quality.Between the vague errors, the incorrect validation, and the “contact support” dead-end, this feels less like a premium banking service and more like a rip-off.Based on this experience, I recommend avoiding Xapo.

1
Date of experience: Jan 20, 2026

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Business Details

  • Xapo Bank is the first fully licensed, Bitcoin-enabled bank that combines the security of traditional banking with access to Bitcoin and stablecoins. Regulated by the Gibraltar Financial Services Commission, Xapo Bank facilitates wider use cases for crypto by providing simple and secure ways to store, save, earn and transact in fiat and crypto across borders 24/7.

    Established in 2013, Xapo Bank was founded on the belief in the long-term potential of Bitcoin. As the first crypto company in the world to be awarded a banking license, Xapo Bank has since evolved from an e-money wallet into a digital-first bank. Xapo Bank’s proprietary technology provides a seamless bridge between traditional finance and digital assets. Following the sale of its institutional custody business to Coinbase‘s custody arm in 2019, Xapo Bank pivoted to service solely retail customers, focusing on the protection, growth and diversification of wealth.
    See more

  • email support@xapo.com
  • language https://xapobank.com

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