zopa.com

4.6
4.6 Based on 798 reviews

We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest wit...

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Average Rating

4.6

/
5

798 Reviews

5 Star
85%
4 Star
4%
3 Star
1%
2 Star
2%
1 Star
9%

Filtered Reviews

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Review Time

Mr Mark Barrett
It was quick and easy to get a loan I…

It was quick and easy to get a loan I needed for a new bathroom. They offered a good rate and the money hit my account almost immediately. I would highly recommend Zopa and would definitely use these again.

5
Date of experience: Oct 27, 2025
David H
Excellent products

Excellent products, great Spp and serviceCompetitive productsVery pleasing

5
Date of experience: Oct 27, 2025
Graham potter
Really good savings options

Really good savings options ! Joining biscuit bank and getting 7.5 % for a year , is a no brainer.

5
Date of experience: Oct 27, 2025
Highly recommend

Excellent service easy to use and very well explained.

5
Date of experience: Oct 27, 2025
William Wells
Incompetent and Unacceptable

Incompetent and UnacceptableI had a Zopa ISA during the 2024–2025 tax year, and Zopa incorrectly informed HMRC that the interest I earned from my tax-free ISA was taxable. As a result, HMRC deducted money from my wages by adjusting my tax code and sent me an additional letter demanding even more — all because of Zopa’s error.This has caused me significant stress and wasted hours trying to resolve an issue that should never have happened. Zopa made no attempt to contact me about the mistake or offer any explanation or assistance.For a financial institution, this level of inaccuracy and lack of communication is completely unacceptable. I expected far better from a company that handles people’s savings and tax-sensitive accounts.

1
Date of experience: Oct 27, 2025
Phil Gothard
Excellent communication and interest…

Excellent communication and interest rate Easy and efficient application also

5
Date of experience: Oct 27, 2025
Ali Mcfarlane
I’ve never had an easier application…

I’ve never had an easier application than Zopa everything was easy and well explained the whole process was done in 5 minutes and the cash was in my bank account in 5 mins highly recommend. Thanks to the zopa team

5
Date of experience: Oct 27, 2025
Mr Ian Dyer
Efficiently managed

5
Date of experience: Oct 26, 2025
sameh elogbhi
Excellent loan provider

Excellent loan provider, very easy application, good communication well class service

5
Date of experience: Oct 26, 2025
CHRISTOPHER PINNOCK
Zopa, Fair and Straight forward Credit Card Provider

Zopa have been a great Credit Card company, from the outset Zopa have shown they value me as a Customer. Its nice to know that a company help you walk through life's financial up's and down's with ease. Zopa are always there should I need them, always helpful and straight talking. I have been with Zopa for a while now and they have never let me down. I would recommend anyone looking for s straight forward credit card with no hidden nasties, to check out Zopa

5
Date of experience: Oct 26, 2025

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Business Details

  • We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future.

    Need some help with one of your products or would like to get hold of our team? Head to https://www.zopa.com/help to find everything you need.See more

  • language https://www.zopa.com

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