zopa.com

4.6
4.6 Based on 798 reviews

We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest wit...

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Average Rating

4.6

/
5

798 Reviews

5 Star
85%
4 Star
4%
3 Star
1%
2 Star
2%
1 Star
9%

Filtered Reviews

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Review Time

Neil hughes
Applying

The process of applying for a loan was very straight forward. My application was approved quickly, my bank details were verified quickly, and the money was in my account within a few minutes after that!

5
Date of experience: Aug 22, 2025
Andy Going
So easy to organise

So easy to organise, really competitive rates. And helped me out of a tricky spot.

5
Date of experience: Aug 22, 2025
David Beaton
Best Credit Card to take abroad

What can I say about this card/bank.When going abroad,whether it’s for cash or payments,it worked every time,yes you will always have interest but pay it of and use.Just spent two weeks in Tiawan and never let me down once.It’s a card for holidays 100%. , well done as certain high street banks failed,well done to all concerned.

5
Date of experience: Aug 22, 2025
Shane Lee
Easiest loan application ever

Easiest loan application ever, 3 minutes in total. Excellent.

5
Date of experience: Aug 22, 2025
Kathleen Roberts
Brilliant quick service

Brilliant quick service

5
Date of experience: Aug 22, 2025
Andy and Kim Burwood
Cannot fault ZOPA

Cannot fault ZOPA. Quick, efficient, helpful and friendly. I haven’t had any problems so far but if I do I know ZOPA will be there. After my checkup call this afternoon the money was in my account in a flash. Thank you ZOPA 😎

5
Date of experience: Aug 22, 2025
Jason
Easy to use and easy to make…

Easy to use and easy to make overpayments

5
Date of experience: Aug 22, 2025
Consumer
Great service

Great service

5
Date of experience: Aug 22, 2025
Osacareuk Socialwork
⭐️⭐️⭐️⭐️⭐️ Excellent Experience with Zopa

⭐️⭐️⭐️⭐️⭐️ Excellent Experience with ZopaI’ve had a really positive experience with Zopa. The application process was straightforward, transparent, and much faster than I expected. What I like most is the simplicity of their app – it’s user-friendly and makes managing my account, checking balances, and making payments really easy. Interest rates are fair and competitive compared to others on the market, and I feel confident knowing that everything is handled securely.Zopa stands out because they combine the trustworthiness of a bank with the innovation of a modern fintech company. I’d definitely recommend them to anyone looking for a reliable loan or credit card provider.I hope to be eligible for loan so I an use for my business with hope for good experience.

5
Date of experience: Aug 22, 2025
GRAHAM
Easy to apply

Easy to apply, straightforward application process.

5
Date of experience: Aug 22, 2025

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Business Details

  • We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future.

    Need some help with one of your products or would like to get hold of our team? Head to https://www.zopa.com/help to find everything you need.See more

  • language https://www.zopa.com

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