TheJhostinPvP

After switching to CopyGram

After switching to CopyGram, I've noticed a significant uptick in my trading performance. The integration with Telegram makes it super convenient to receive signals on the go!

Taran

I've explored various trade copier…

I've explored various trade copier services, but none have matched Copygram's user-friendly interface and features. It's straightforward and gets the copy done efficiently.

KW

Could be better if they had support

Good concept, but if you need help with anything all they have for support is an AI chat on their website. I have tried multiple ways to get support and it either doesn't work (contact from website) o...

Tracy Coleman

I've been thoroughly impressed with how…

I've been thoroughly impressed with how Copygram continually updates its features. It feels like they're always listening to users and improving the platform.

Riley Ross

I use Copygram to trade from MetaTrader…

I use Copygram to trade from MetaTrader to other MetaTrader accounts, and I'm really happy with this service. It's incredibly fast, and I love how easy it is to configure the settings. Definitely reco...

Ronald Smith

I use Copygram to copy trades from…

I use Copygram to copy trades from TradingView to multiple Matchtrader accounts, and this platform is insane! Everything is copied to all accounts as soon as it's triggered on TradingView. I can send...

Bertrand Rogers

An Incredible Experience with a Remarkable Individual

The representative is truly outstanding, even beyond his role as a salesman. A few months ago, I acquired land through him, and every step of the process unfolded just as he promised. The key aspect o...

Wilson

My dealings with Anthony have been…

My dealings with Anthony have been exceptional, his conscientious approach covering all aspects of the process, makes for a seamless transaction. Would definitely use them again …... Thanks Team.

Brielle

Tony has just sold 2 large areas of…

Tony has just sold 2 large areas of land for my Bosswe found him to be honest, extremely hard working,reliable and a pleasure to work with Tony.

Nancy Johnson

I live in Scotland but I had land to…

I live in Scotland but I had land to sell in South East England, I therefore had to find a reliable Land Agent who could offer me service and I am pleased to say Ifound just that in Asset Bay, their P...

Hexatiik28

I have been dealing with Assetbay and Tony is my principal agent

I have been dealing with Assetbay and Tony being the principal agent for me. He is very hard working, honest and experienced in the field. I am looking forward to be working with him on many projects...

Georgia Patterson

I have been working with Tony now for…

I have been working with Tony now for around 2 months, what can I say, it’s 10/10!! From putting my offer forward, to sorting the solicitors out the lot!! 5*The procedure went so smoothly I will be de...

Marc Lubet

Dan was outstanding in holding up his end of our negotiations and stay in close touch with us. He go

Dan was outstanding in holding up his end of our negotiations and stay in close touch with us. He got us the most money he could get for us for my policy and got it done expeditiously. He was an absol...

Jane S.

Greg Bates is the BEST

Greg Bates is the BEST. He helped process my request and STAYED on the case. There were a number of delays caused by the insurance company but Greg and his team stayed the course and kept me up to dat...

Vanessa S.

my experience with Ovid was above and beyond

I was completely impressed with Mr. Greg Bates professionalism and the customer service. Greg attentively assured me throughout the process every week by providing updates. The reassurance made me ver...

Ida Sanders

Excellent interaction

I am very impressed with Greg Bates. My interaction with him was excellent. Greg is professional, knowledgeable, efficient, personable, and extremely helpful. He returned my call promptly and was pati...

Woulfiks17

Darren was very professional

Darren was very professional, informative, and explained everything in detail. I would recommend working with him should you need his services.

Addison Price

He never stopped supplying options

The agent was knowledgeable, friendly, sympathetic, timely, and patient.

David Fisher

waited extra 40 mins to speak with a…

waited extra 40 mins to speak with a manager, maybe she wasnt there but i waited too loong (((

IB

thanks for fast funding & no additional…

thanks for fast funding & no additional fees, also the location in Dallas just great, the manager was so friendly even if i didnt understand the loan contract completely

Kierra B.

happy to deal with them cuz of their…

happy to deal with them cuz of their loan rates and flexible schedules for repayment recommend their services and loan agreements

Lincoln Butler

just gotta share my experience with…

just gotta share my experience with this loan, and let me tell you, it was rad! I needed some quick cash for a killer vacation, and this lender totally saved the day the process was a piece of cake, a...

OC

their loan officer was amazing

their loan officer was amazing! Great costumer service. Greeted me as soon as I walked in the door and had a smile throughout the whole transaction also wished me to have a great day !!

Marigold Coleman

the manager was really helpful to me …

the manager was really helpful to me when i entered the store and I really enjoyed working with her she was very helpful and friendly straightforward and professional so I will definitely send you...

JOSIPA ERENT

Waste of time.. Do not qualify if you want to borrow a low amount or have a low credit score. Intere

Waste of time.. Do not qualify if you want to borrow a low amount or have a low credit score. Interest rate is well over 19%. I do not recommend. Recommended by my Electrical service provider who cle...

Cathy Ross

No resolution offered

The agent I spoke to was polite but offered no satisfactory resolution to the issue I was experiencing. Her only solution was to suggest I restructure my business to accommodate their policy. This is...

Canute

Amazing lender super easy to deal with

Amazing lender super easy to deal with. Thank you for making this easy and convenient for us

Gorden Carter

Piece of cake.

Piece of cake.It was easy for me and my customer

Canute

Fast, Easy, and Reliable Financing

Working with Finance It has been an incredibly smooth and hassle-free experience. Their application process is straightforward, their team is responsive, and they make financing quick and easy from st...

Joe Brown

My Rep Duane is very helpful and…

My Rep Duane is very helpful and responsive and funding was fast

Dan Bernard

Very helpful and expedited process.

Leopold Walker

Coast funding provided quick and…

Coast funding provided quick and reliable funding options for my business. They provided great communication throughout the funding process and assisted me with finding the right solution for my busin...

MoisesGamerPro35

Gino is very knowledgeable and helpful

Gino is very knowledgeable and helpful! The whole process was pretty fast and easy. Thank you!

Angelica Long

Outstanding service

Their team was very engaged in trying to find a solution that would fit my companies needs. We went through numerous solutions until we found the right fit. I felt that they truly cared about my busin...

Gage

Honestly they have been great to work…

Honestly they have been great to work with. They really helped my business grow when I needed it the most. They have good communication and always reply immediately. I had a few days where I needed to...

BT

Very well details about the process to…

Very well details about the process to get funds

Pieter Basson

We have used Anderson Harris for both our initial mortgage and now our remortgage. The service from

We have used Anderson Harris for both our initial mortgage and now our remortgage. The service from both Tom Rimmer and Tonie Copeland is exceptional. They go out of their way to ensure that they get...

HellKey_

Highly recommended

Highly recommended. Very knowledgable team. No bull****, only act with the best interests of the client. I've used AH for decades. I would not go anywhere else.

Shadefull73

Me and my partner bought our first home…

Me and my partner bought our first home and Tonie and Tom gave us amazing support and help throughout the process.

Edith Brooks

Great service and lovely team

Really helpful and lovely people. The team were very responsive and helped keep us updated with the best mortgage rates! Highly recommend!

cheminee3585

The team at Anderson Harris is fantastic…

The team at Anderson Harris is fantastic to deal with. Of all the different parties involved in securing our home, AH was by far the best, making the process that much easier.

OR8

Cannot recommend highly enough

We cannot recommend Anderson Harris highly enough and are so grateful to Adrian, Amber and the team for completely taking the stress out of the mortgage process. Adrian is professional, knowledgeable,...

Spencer Correia

good experience!

MH3

Best funded experience so far

So far i am pretty pleased with my experience at uprofit.Payouts: Are pretty fast and compared to most of the competition, I am not limited to 1 payout per month, limited to a specific amount at the b...

Andy

thank you guys for your clean services…

thank you guys for your clean services and this great firm

Tara Pereira

The best service and pay out structure.

Albert

This is an excellent platform for…

This is an excellent platform for trading

Blake Ortega

Excellent Customer Service

Carmel

The overall experience of applying for a loan & being able to repay it in my own designated timeline

The overall experience of applying for a loan & being able to repay it in my own designated timeline & with minimum impact on my wages, was fantastic. Very low rates (in comparison to other le...

Irene Rogers

Do you need a personal loan Look no further you just found the best

I found the process from application to completion of the loan simple and straightforward. I had a few questions which were answered promptly by the customer service person Would not hesitate to use a...

Dicky Foster

Thank you for making the application…

Thank you for making the application process so quick and easy.

Seth Brown

Excellent service and support

Easy to use, fast and efficient.

Sheryl Carter

Easy application with quick result

I have used NOW Finance twice now as they are more willing to look outside the box than the traditional banks. The entire process was very easy and I received the funds the same day as the approval. I...

ToxicCheese

Problems people experience on mobiles…

Problems people experience on mobiles having trouble shooting updating and the less problems issues finances problems Australia Aussie experience looses trust and money families gone friends gone

Nikolai

good service

Chandler Price

I have been using this platform for…

I have been using this platform for more them 4 years now and I love the user friendly platform as well as the in app news articles to inform precious metal investors but wish it offered more besides...

CW

Use as a savings account

Use as a savings account, and ease of getting funds after selling.

Roman Payne

Always easy

Always easy

Blake F.

This company can improve by responding…

This company can improve by responding to customer inquiries. I asked a question regarding IRA partners and they could not answer my question. I asked to leave a message with an individual named Levi...

Helen Kelly

It is a very good platform to invest in…

It is a very good platform to invest in precious metal.

Inchy Finch

What I like is the Wednesday afternoon meeting so much value there. My mentor Dave Ludena is best. H

What I like is the Wednesday afternoon meeting so much value there. My mentor Dave Ludena is best. He is patient and understanding from a personal point of view really like working with him. Would lik...

Cynthia Morris

Cody is knowledgeable and inspiring

Worked with Cody, he is knowledgeable, inspiring and action oriented.

Melville

Working with them is easy and…

Working with them is easy and everything was disclosed and simple. Great team of professional people.

Pearl Bell

What an amazing 5 days!

What an amazing 5 days!! I've learned so much, gained the confidence I need to do this and am so motivated. I've connected with a group of other students and investors to hold each other accountable...

Celinda

Misleading Program with No Support or Follow-Through

Review:I joined the Clever Investors Jumpstart Program expecting mentorship, deal support, and real partnership opportunities. What I got instead was poor communication, empty promises, and complete d...

Ben

Solid Team and Resources

I have had a great experience with ATM. My background is in the home service industry for the last 8 years. I have no background in real estate aside from my personal residence. Going into the program...

Bradley Sharp

Angie is wonderful. Bought my first purchase with nationwide. Was skeptical at first because they ma

Angie is wonderful. Bought my first purchase with nationwide. Was skeptical at first because they make you give them payment over the phone. After proceeding, I called back with concerns. Angie walked...

Walt

Simple and smooth experience ordering gold coins.

The process of ordering gold coins was straightforward. The representative I worked with was extremely friendly. I’ve just placed my order and am now looking forward to the shipment.

Simon

Delivered on everything promised.

Karlene

Angelica B was most awesome welcoming…

Angelica B was most awesome welcoming me to there invest grade gold coin at an unbeatable price.Thanks Jeff

EC50

Tyler

Tyler, was patient and helpful. I am going save a few bucks and call him again.

Edward Johnson

I think I over paid to much for my…

I think I over paid to much for my order after checking other web sites.

manjit ram

Very professional and pleasant experience during the purchase of my HMO through Pureinvestor. Mark

Very professional and pleasant experience during the purchase of my HMO through Pureinvestor. Mark Burns was always honest, impressive, knowledgeable and readily available to respond quickly and effi...

PM

Outstanding letting agency

Outstanding letting agency, they would go above and beyond to ensure a smooth and hassle-free rental experience. Matthew was the one who dealt with me. His professionalism, responsiveness, and attent...

Saizzias51

I found this company to be friendly

I found this company to be friendly, informative, and competent.They did not sugar coat anything to get or keep my business.It was always easy to contact them by phone or email. They would always cal...

Rodney Fisher

Knowledgeable & Professional Team

Both Viki and Chris at Pure Investor made my HMO purchase a lot easier. I would highly recommend them for their professionalism and knowledge. A big thanks to Viki for her efforts and support to get t...

Kate Ross

Excellent estate agents and professional service

I have sold a number of my properties with Pure and also recommended another portfolio landlord to them. Their professionalism has been very high and they were able to get us offers quickly!

Helene T.

Mark is really helpful and takes care…

Mark is really helpful and takes care of getting any concerns cleared. Currently at final stages of the purchase. Wish Mark and Viki the best.

Micky Northfield MBE

Really looked after by Kevin Colwell this was the third Audi he has sold us. Nothing was too much tr

Really looked after by Kevin Colwell this was the third Audi he has sold us. Nothing was too much trouble. Good professional senior Car Salesman.

Jane Nweze

I was asked when buying the car what my non-negotiables were, and told Dan that I needed front and r

I was asked when buying the car what my non-negotiables were, and told Dan that I needed front and rear parking assist. After I got the car, the front ones appeared not to be working. I emailed Dan to...

Adam Wilkes

I had a great experience purchasing my car. Paul, Mario, and Dan were all really helpful throughout

I had a great experience purchasing my car. Paul, Mario, and Dan were all really helpful throughout the process and kept us informed every step of the way. Their communication and support made everyth...

Neringa

My experience with Volkswagen Financial Services has been extremely disappointing and frustrating. I

My experience with Volkswagen Financial Services has been extremely disappointing and frustrating. I contacted them several times in an attempt to resolve what should have been a straightforward matte...

Michael Kelly

Being of the older generation, I found the online forms very difficult to complete, particularly the

Being of the older generation, I found the online forms very difficult to complete, particularly the signature and the video and photos you had to take. I know this is a necessary part of life nowada...

Mark Galloway

The handover was going well until I discovered a huge scrape down the side of the car on approaching

The handover was going well until I discovered a huge scrape down the side of the car on approaching the vehicle. They promised to fix it so I wasn't overly concerned, but on whole not the best experi...

HW

VRC Core's service exceeded my…

VRC Core's service exceeded my expectations. Not only did they deliver more than promised, but their staff, including Monica, was incredibly friendly and helpful. Highly recommend!

Tommie Turner

Very good platform

Very good platform, it includes everything I need to be able to trade the tools I need. Great customer service I can do everything in my language.

Rendell B.

VRC Customer Service

VRC Customer Service Good attitude and commitment to offering the best service, finding the problem, providing a solution, and good recommendations to improve your experience with the vrc core platfor...

Damien Howard

It's just good

It's just good, that's all.When I entered the platform my feelings were good, especially because of the interface design, but then when I started trading I had many other emotions. I had mistakes and...

Louis Sanders

Timely attention

Timely attention, follow-up on your questions, problem solving, great guidance and service.

Victor Carter

An extraordinary platform

An extraordinary platform! I would like to know if you have the opportunity to do a course or in-depth training on this platform. I only know the basics and would love to learn more!!! Thank you!!!

Timothy Adams

Extremely Satisfied

I am extremely satisfied with the results that I got from UniFi, I now have have a very good rate, and the process of achieving this was incredibly swift and easy. They offer a variety of loan options...

Amadeus Clark

We had a very positive experience with…

We had a very positive experience with this company. helped us from start to finish - our rep was very knowledgeable and answered all of my questions.

Paige Bell

100% would recommend

100% would recommend. Amazing experience, outstanding rates, the whole process went smoothly. Thank you, UniFi

Adriana C.

I got a very good rate

I got a very good rate! not only that the process was fast and easy, Unifi Funding helped us tremendously.

Camila Zimmerman

Good person to talk too

Don Long

Unifi Funding delivered a phenomenal…

Unifi Funding delivered a phenomenal process when it comes to processing a personal loan!The rate we got was very competitive,definitely cheaper rather than paying the minimum forever

Deborah Best

When I first discovered Credit Karma many years ago, I first thought it was a scam only to discover

When I first discovered Credit Karma many years ago, I first thought it was a scam only to discover it was one of the best tools to hit the internet. I love it because: (a) it's free; and (b) it provi...

Andrew Plese

I really love Credit Karma. I can check my credit score any time i want which I really love. There'

I really love Credit Karma. I can check my credit score any time i want which I really love. There's different options for credit cards also if you're thinking about getting a card. I really like th...

veronica turner

I like Credit Karma in the fact that I am able to monitor my credit score and keep an eye on any fra

I like Credit Karma in the fact that I am able to monitor my credit score and keep an eye on any fraudulent activity, but they keep sending me the same offers over and over and over I dislike that

Cara Pattison

I like that I have access to watch my credit score. I do wish that credit karma was more accurate in

I like that I have access to watch my credit score. I do wish that credit karma was more accurate in terms of updates. They are several months behind in terms of balances owing. More current updates w...

August Reed

An Incredibly Helpful App for Credit Management

This app is incredibly useful. It provides my credit score at no cost, offers advice on improvement, and helped me understand the factors affecting my credit. The alerts are timely, and the app is use...

Micky

Credit Karma is Free informative & helpful!

Credit Karma is free, informative, and helps me stay on track financially by monitoring my credit rating. It offers plenty of helpful advice and alerts, and I use it every day. I can see what others a...

Darwin Scott

Great Service!!!

Oz really does his research and provides a real-time service and instant responses whenever one has questions. Definitely recommend this service and he is extremely transparent.

Myron Parker

OZ is great

OZ is great! He has been helping me out and so far seems patient with me!

Lorinda Cooper

Great Service, Bad Picks

I've been trading with Oz for a few months now and have lost about 25% of my principal, ~20k. He does offer a lot of in-depth analysis and puts in a ton of hours and research to back his picks, but fo...

menix

Stay away, dishonest practice

Update:Just found oz was not honest about the record at all, double counting wins and hide losses, some members pointed out in the room, but he just ignored those comments. YTD gain is negative instea...

Glen Harris

Four years in, and I still subscribe…

I have been with the group for last four years. Some quarters are better than others but I try to take all the trades and judge it a quarter at a time. I’m grateful that Oz does the daily updates and...

Rudy Fisher

Very helpful. Great group.

Oz/Cam is very helpful, knowledge, and patient with existing and new members. He’s started a great and supportive group of traders. I’d recommend giving his group a shot.

Evan H.

Brian Greco is awesome!

Working with Brian Greco has been an awesome financial experience. My wife and I had questions about our past and current retirement plans and Brian helped us understand them and explained things that...

Vincent Wright

Highly Recommend

I have been with lots of financial plannersBrian is by far the most knowledgeable with annuities. He listens to get the best for my specific needs. I highly recommend Brian to everyone I know.

Hedworth K.

Brian is always fast to get back and…

Brian is always fast to get back and answer any questions I have and make changes I request in a expedited manner. Brian is very knowledgeable about the products he services.

Claire Taylor

Brian was very patient with us…

Brian was very patient with us explaining the annuities.We can highly recommend his expertise in this field.

DarkShade09

I am delighted to share my outstanding…

I am delighted to share my outstanding experience working with Brian as my financial advisor. From the very beginning, Brian demonstrated an understanding of financial strategies and a commitment to h...

Tronnix

Brian is very competent

Brian is very competent, considerate, creative, and very easy to talk to.

Thomas Rigby

We had an absolutely incredible time at the Dealers Club event with the Fontaine brothers, Sam Joy,

We had an absolutely incredible time at the Dealers Club event with the Fontaine brothers, Sam Joy, Lauren, Brad and many other special guests. From start to finish, the energy in the room was fantast...

Egami1964

Consistently Impressive Team

I’ve collaborated with the team for some time, and they have consistently demonstrated integrity, honesty, and dedication. An exceptional group that provides excellent deals. Strongly recommended.

Jordan woodall

I joined the dealers club on their launch date and im so glad I did!! Before dealers club I had done

I joined the dealers club on their launch date and im so glad I did!! Before dealers club I had done 1 property purchase myself & since joining I have purchased another 2 WAYYY more effectively as...

Kirsty LeSay

Can't speak highly enough of this group! The mentors are extremely knowledgeable and experienced, th

Can't speak highly enough of this group! The mentors are extremely knowledgeable and experienced, the support is instant and on point, and the community they have built is incredible. I was concerned...

Trevor Sanders

Great course for property investment at an affordable price.

This course offers excellent value for money and serves as an ideal introduction to property investment. Whether you're a beginner or someone with experience facing challenges in attracting investors,...

Priscilla J.

A Rewarding Experience Working Together

Working with this group has been a true pleasure. They are hardworking and down-to-earth individuals. I'm grateful for all the assistance they've provided me up to this point!

EL3

RGG is on their game!

I have found the team at Reagan Gold Group to be well informed and to have excellent follow through. They have been very trustworthy in our dealings.

Pete T.

Superior Customer Service

After calling several companies, the Reagan Gold Group team came through with honest efficient and timely customer service handling my transaction. I recommend this company and I thank David and his...

Shawna

IRA Account

I opened an IRA account with the assistance of Andrew and he was very helpful. I appreciate his service. The support staff are knowledgeable, courteous and responsive. They make themselves accessible...

Edmund B.

no pressure put on me to buy

no pressure put on me to buy. agents are knowledgeable, friendly and polite.

Art Price

Reagan Gold Group deserves every single…

Reagan Gold Group deserves every single one of these stars! Exceptional service from start to finish. Their team is knowledgeable, professional, and truly dedicated to helping clients navigate the wor...

Aidin Wilson

MY experience with RGG has been…

MY experience with RGG has been exceptional and a great learning venture in the field of investing in Gold and precious metals. The complete staff are very knowledgeable and explain all the facets of...

Laurel

For Reliable Stablecoin and Fintech Access, Look No Further

If you're seeking access to stablecoins and future fintech opportunities, along with exceptional feedback and sales experiences, this is the place for you. The community chat, clear business model, an...

anthony moses

I recommend sunshine exchange to…

I recommend sunshine exchange to anybody who wants to purchase crypto... My experience was great.I received my crypto in second no hassle..

Scott Ross

Fast delivery

Fast delivery. I will buy again

Smallboss

It’s always smooth and swift

It’s always smooth and swift

East Side Ink

Great service fast an efficient

Great service fast an efficient

Raouf Alex

Quck and reliable

Quck and reliable, further more what bank isn't doing,dey are. I have no problem in giving them a five star.

TM

Easy & smooth transaction.

Raymond Bell

We are happy with the attention and …

We are happy with the attention and speed in the refinancing process of our house we recommend them widely and our Loan Agent Minh Nguyen many thanks.

MP

Changed amounts on loan docs and payoffs!! NOT OK

Loan closed a week ago with different amounts on the closing docs I signed and on the final closing statement I received after the closing. Also received checks for credit card payoffs that weren't ap...

Ronald Foster

Cashcall provided a competitive rate

Cashcall provided a competitive rate, was friendly and quick in processing our refi. I recommend them to others m.

Anthony Butler

Great refinance experience

Awesome! Easiest refinance process we have ever experienced. Minh was great from the start to the end; no hidden information whatsoever.

Kevin W.

What an amazing experience

What an amazing experience, my finances and package is not an easy one and it was none quickly and efficiently and I worked with two of the most amazing and professional people. First Steven Spriggs...

Vic H.

Unsatisfactory subscription service experience

I subscribed to the service with the intention of consolidating my investment and pension accounts, as advertised. However, I found that major providers do not connect reliably. I learned that certain...

HL

Brilliant service from Simon Litchfield…

Brilliant service from Simon Litchfield I cannot recommend him enough helped me and kept me informed all through the process many thanks

Douglas

Russell as always super efficient easy…

Russell as always super efficient easy to talk to and listen. Always gives excellent advice . Can only strongly recommend One You financial advice second to none. Thanks again Russell . All the best J...

Matt Cook

Really helpful and friendly .Explained…

Really helpful and friendly .Explained everything well . The process was very good and informative.

Margie Parker

The information service provide by my Technical adviser was spot on what I needed.

The information service provide by my Technical adviser Mr. Jamie Evans was very clear and well explained, with no open questions from my side.

Benedict F.

Transfer of Defined Benefits Pension to…

***BackgroundI needed to show that I had received support for this proposed transfer as a FCA regulatory requirement.I had initial discussions with a few IFAs – all were only interested in obtaining (...

Reds

Stay away from Gold.co.uk especially when you want to sell into them your precious metals etc..they

Stay away from Gold.co.uk especially when you want to sell into them your precious metals etc..they try all kinds of delay tactics,"will ring you back shortly " "Will take 4 days to get back to you" "...

Bobby

Incorrect address with no follow-up

The delivery address was wrong, and I reached out immediately by phone and email. I was promised a callback that never came. The order was shipped despite the address issue, and I was told to go to th...

.sonia

Start to finish excellent

Start to finish excellent

Fire technology

I spoke to Junaid

I spoke to Junaid, couldn't help in any way and said soneone would call me wanted to buy a 1 gram item and couldn't help me, came across as unprofessional and told me someone will call me back, I won'...

Stuart

Easy to purchase

Easy to purchase, great delivery, will use again.

Kate D

Great service thanks

Great service thanks