alphera.co.uk

1.6
1.6 Based on 294 reviews

Part of BMW Group Financial Services, the multiple award-winning ALPHERA Financial Services is based in Farnborough, Hampshire and has been in the UK market for over 17 years. Founded on a customer-centric culture of innovation, a desire to be ‘Partner of...

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Average Rating

1.6

/
5

294 Reviews

5 Star
14%
4 Star
1%
3 Star
1%
2 Star
1%
1 Star
83%

All Reviews

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Review Time

Aaran Sheppard
Phones up to re finance my vehicle and spoke to a lady called Amanda Graham. She was very polite, kn

Phones up to re finance my vehicle and spoke to a lady called Amanda Graham.
She was very polite, knowledgeable and made the process painless.
To top it off she beat any quote from a 3 other companies I spoke to.
Very happy with the whole process! Give the lady a raise.

5
Date of experience: Mar 01, 2026
August Howard
Mixed Experience with Payment Process

I have been using this service for several years to manage car hire purchase agreements for both personal and business needs. However, for business purposes, like many others with a hectic schedule, settling the car agreement becomes nearly impossible due to limited office hours for making payments. Additionally, the service does not allow online payments, which forces customers to call at inconvenient times. My recent experience involved waiting 15 minutes just to reach customer support for the final payment. Quite frustrating! Why not provide customers with the option to pay online?

3
Date of experience: Dec 03, 2025
Addison Coleman
Online Services Could Use Improvement

I've been using this service for several years to manage car hire purchase agreements for both personal and business needs. However, for business purposes, making payments can be nearly impossible due to office hours. They don't allow online payments, which forces you to call during inconvenient times. My last experience involved a frustrating 15-minute wait just to reach customer support for the final payment. Why not provide an online payment option for customers?

3
Date of experience: Dec 03, 2025
Becki Cook
Exceptional Service Experience

The service I received was absolutely fantastic. Every step of the process was simplified, and I was very impressed with the professionalism and efficiency displayed. All my options were thoroughly explained, and I will definitely use this service again in the future.

5
Date of experience: Dec 03, 2025
Luke Scott
Frustrating Experience Post-Car Return

We returned our car over seven years ago, and before doing so, we were told that all final payments needed to be made. We were assured there wouldn’t be any additional payments. Now, we receive letters every six months claiming we owe a significant amount. My husband is dealing with health issues, and it’s incredibly stressful. Any outstanding payments should have been covered by the car's sale. When he tried to discuss this, they asked for bank details from seven years ago. This company is not to be recommended!

1
Date of experience: Dec 01, 2025
Fabian Smith
Outstanding Customer Support

I had a wonderful experience with the customer service representative who assisted me. She made the refinancing process incredibly easy. Thank you for the great support!

5
Date of experience: Nov 27, 2025
Leonora Wright
Supportive Assistance

I was quite anxious about making a call, as I usually have someone to assist me. The representative I spoke with was incredibly supportive, helping me stay calm and guiding me through the process. Thank you for your assistance!

5
Date of experience: Nov 27, 2025
Florence Lewis
Highly Recommended Service

I had a great conversation regarding the financing of my vehicle. The representative was professional, articulate, informative, and exceptionally patient. I would highly recommend this service!

5
Date of experience: Nov 21, 2025
Cecil
Decent Service Despite Issues

I purchased a car that turned out to be faulty. While my experience with the service was generally fine, I was disappointed they didn't support my case. However, after a ruling in my favor, they acted promptly to resolve the matter.

4
Date of experience: Nov 09, 2025
Charlton Powell
Disappointing Customer Experience

This company has been unresponsive for ten months regarding my complaint. After a partial reimbursement due to mis-selling, they refused to take responsibility, despite the financial ombudsman confirming their error. They will keep you waiting indefinitely, making it hard to get a timely response.

1
Date of experience: Nov 08, 2025

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Business Details

  • Part of BMW Group Financial Services, the multiple award-winning ALPHERA Financial Services is based in Farnborough, Hampshire and has been in the UK market for over 17 years. Founded on a customer-centric culture of innovation, a desire to be ‘Partner of Choice’, and a suite of market-leading commercial and consumer finance products, ALPHERA UK now supports over 1,200 broker, franchise and independent partners for all marques (excluding BMW & MINI). ALPHERA Financial Services customers can manage their finance agreement here: https://myfinance.alphera.co.uk/en/home.html
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  • email alpheramarketing@alphera.co.uk
  • call 01252921226
  • language https://alphera.co.uk

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