emma-app.com

3.7
3.7 Based on 201 reviews

Emma helps people manage their money, pay off debt, avoid overdrafts and track subscriptions. An AI financial assistant made by humans for humans....

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Average Rating

3.7

/
5

201 Reviews

5 Star
60%
4 Star
7%
3 Star
2%
2 Star
2%
1 Star
28%

Filtered Reviews

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Review Time

Mr Ordish
Absolutely love this app and couldn’t…

Absolutely love this app and couldn’t live without it now. Has helped me budget and save money and understand where all the money goes ! Helps to let other family members know when we’re going over budget. Helps me save money. One of the best things I’ve bought.

5
Date of experience: Dec 14, 2025
John
Great if you love spam

Come for the 'money management', stay for the unsolicited Direct Marketing.

1
Date of experience: Dec 12, 2025
Molnar Csaba
False promises

They tried to charge me without informing me about my trial period is ending, not giving me the chance to cancel or to keep.Otherwise I think is not a bad app for see your spendings but nowadays all the banks give that opportunities to you and free of charge.

2
Date of experience: Dec 09, 2025
subscribes you without asking

Wouldn't even give it a star if I was able to!! Got charged for a yearly subscription without being notified or even actually signing up to a yearly subscription. There is no way to get in touch with anyone from customer service, they don't have a number to call and they don't actually have real humans on the chat, its all AI that responds to firs few messages and then just leaves you hanging without any response. Would not suggest this app to anyone because it is actually pretty shit and definitely not worth 124 quid!!

1
Date of experience: Dec 03, 2025
Mr Mason
This app is very difficult to use

This app is very difficult to use. Having set up categories to monitor finances it’s almost impossible to see the information you have allocated to these categories. Maybe useful as a children’s app but useless for anyone with a few accounts to track.

1
Date of experience: Dec 01, 2025
elaine stephen
Easy to use and the chat is very helpful

5
Date of experience: Nov 28, 2025
WILLIAM MOORHOUSE
I used an old app...

I used an old app...And it died on me, so tried Emma and it is more reliable because it is more than an app, plus it won't crash on me as it would be stored in the memory etc. It is worth it once you understand how to use it.

5
Date of experience: Nov 26, 2025
Mayokun Akintobi
No interested anymore

Not needed anymore.

3
Date of experience: Nov 26, 2025
Mason Eyarhono
It’s hard to cancel

It’s hard to cancel

3
Date of experience: Nov 25, 2025
Christopher Hilling
Some things are very annoying and…

Some things are very annoying and difficult to find but over positive useful app

3
Date of experience: Nov 22, 2025

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Business Details

  • Emma helps people manage their money, pay off debt, avoid overdrafts and track subscriptions. An AI financial assistant made by humans for humans.

  • language https://emma-app.com

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