Review Time
No other account aggregation site comes even close (lots have closed/are unviable). Subscription price at time of writing is £14.99 for a year - for having insights into my spending at this price is a total steal. Functional things which I've found really useful: - very flexible categorisation of your spending for self-programming so you can go back and analyse what/where you are spending - addition of pension and investment accounts which can then be tracked Some minor negatives to be aware of (but doesn't really detract from the 5 stars): - occasionally connections to accounts can go off and either are restored automatically or need to be manually flagged to the moneyhub team- dashboard is great but net worth (incorrect fluctuations can't be corrected) and income vs spending graphs could have more functionality (eg have separate subheading and/or more than being able to view six months' data)
No other account aggregation site comes even close (lots have closed/are unviable). Subscription price at time of writing is £14.99 for a year - for having insights into my spending at this price is a total steal. Functional things which I've found really useful: - very flexible categorisation of your spending for self-programming so you can go back and analyse what/where you are spending - addition of pension and investment accounts which can then be tracked Some minor negatives to be aware of (but doesn't really detract from the 5 stars): - occasionally connections to accounts can go off and either are restored automatically or need to be manually flagged to the moneyhub team- dashboard is great but net worth (incorrect fluctuations can't be corrected) and income vs spending graphs could have more functionality (eg have separate subheading and/or more than being able to view six months' data)
Having challenges reconnecting to one of my savings accounts, but attempts to speak to someone from customer service have failed - only recorded messages 😟Waiting to see if I get a response to my email before updating my review- as where I do see my financial details across other assets it’s great.
Having challenges reconnecting to one of my savings accounts, but attempts to speak to someone from customer service have failed - only recorded messages 😟Waiting to see if I get a response to my email before updating my review- as where I do see my financial details across other assets it’s great.
I still have a small note book where, over 40 years ago, I attempted to keep track of my finances. The world has moved on considerably since then, and become much more complex. Realistically, I haven't been keeping track of my financial position with anything like the frequency I should have. I tend to keep an eye on the financial press, mostly looking for accounts and card offers with significant inducements to open an account. In so doing I came across several apps and PC based ways of aggregating assets and liabilities, mostly taking advantage of the Open Banking protocols. My main concern was exposing sensitive personal data, so for a couple of years I didn't pursue the matter any further. Then one day I decided to investigate more carefully, and realised that best companies didn't data harvest - indeed they claim they didn't actually have direct access to the data at all.My investigations suggested that Emma and Moneyhub would probably suit me best, and I downloaded both.I quickly came to the conclusion that Moneyhub suited my needs better, and cancelled the trial version of Emma before payment was taken at the end of the first week.From other reviews, it is clear some people have encountered issues setting Moneyhub up. I don't consider myself an IT guru, but so far it has been easy and straight forward. The only issue is I have been asked on a couple of occasions to manually reconnect to my Chase accounts, and this can be done with a single click. It's great to have a comprehensive overview of one's complete financial situation, and after a couple of weeks use, I find Moneyhub to fully meet my needs and to do so at very little cost. The huge benefit to me of Moneyhub is I can choose to access my account on both my iPhone, and my PC, which runs Windows 10. Being able to see the overview on a large PC screen is really useful.
I still have a small note book where, over 40 years ago, I attempted to keep track of my finances. The world has moved on considerably since then, and become much more complex. Realistically, I haven't been keeping track of my financial position with anything like the frequency I should have. I tend to keep an eye on the financial press, mostly looking for accounts and card offers with significant inducements to open an account. In so doing I came across several apps and PC based ways of aggregating assets and liabilities, mostly taking advantage of the Open Banking protocols. My main concern was exposing sensitive personal data, so for a couple of years I didn't pursue the matter any further. Then one day I decided to investigate more carefully, and realised that best companies didn't data harvest - indeed they claim they didn't actually have direct access to the data at all.My investigations suggested that Emma and Moneyhub would probably suit me best, and I downloaded both.I quickly came to the conclusion that Moneyhub suited my needs better, and cancelled the trial version of Emma before payment was taken at the end of the first week.From other reviews, it is clear some people have encountered issues setting Moneyhub up. I don't consider myself an IT guru, but so far it has been easy and straight forward. The only issue is I have been asked on a couple of occasions to manually reconnect to my Chase accounts, and this can be done with a single click. It's great to have a comprehensive overview of one's complete financial situation, and after a couple of weeks use, I find Moneyhub to fully meet my needs and to do so at very little cost. The huge benefit to me of Moneyhub is I can choose to access my account on both my iPhone, and my PC, which runs Windows 10. Being able to see the overview on a large PC screen is really useful.
In principle MoneyHub does what I want but setting up certain connections requires the emailing of a One Time Code (OTC) ... but the OTC email never arrives. I can't get the web app to work at all because that requires a OTC email ... which never arrivesAs a nit, MoneyHub app documentation states that the app "logs into your bank on your behalf, captures the data from the screen and translates it into data we can add to your MoneyHub". I very much hope that MoneyHub uses the OpenBanking API and does not "screen scrape" in this way!!!Added 7 Dec 2023:MoneyHub Customer Support have indeed been in touch with me several times but I am still not receiving emailed OTCs from either mobile or web apps.Added 21 Dec 2023:MoneyHub Customer Support got back in touch. The problem with sending one-time codes turned out to be the fact that my email address forwards to a different mail server This shouldn't cause a problem, and doesn't for other companies, but when I changed the email address that MoneyHub knows me by the problem went away. I've updated my rating to indicate that I'm now happy with MoneyHub, even though the problem shouldn't have occurred.
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Moneyhub puts you at the centre of your financial universe, giving you unrivalled clarity and control over all aspects of your finances. We help our users plan and manage their finances with spending analysis, budgeting, investment tracking and scenario modelling based on an aggregated view of their financial data. Open Banking is at the heart of a lot of innovation in FinTech, and we are at the heart of the action.See more
