Review Time
I’ve had an excellent experience with Prosper. Their investment platform is easy to use, offers great rates and has no fees, which makes it a very attractive option.I initially had a query about a promotional offer, and the customer service team handled it exceptionally professional, fair and genuinely focused on doing the right thing for the customer. They resolved my issue quickly and with great care.I’m really pleased with the service and the transparency Prosper provides. Highly recommend them as a trustworthy and customer-focused investment platform
I’ve found the whole process of opening accounts on the platform really easy. Any questions I’ve raised through the app have been answered promptly and comprehensively. I’ve just had 2 term deposits mature and the process of extracting the funds was simple. The “bonus” element arrived within 7 days of maturity too . Rates are really competitive, and the fact the bonus element is non taxable is a major positive
I’ve been really impressed with Prosper and what they stand for. Their fee-free approach and transparent structure make a refreshing change from the usual high-cost investment platforms. I currently hold savings products with them and have found the process simple and well-designed, with clear information and good customer support whenever I’ve needed it.Over time, I’m planning to move my SIPP and ISAs to Prosper too, as I can see real value in consolidating everything under one low-cost platform that puts customers first. I’ve already recommended Prosper to friends and family because I genuinely believe in their mission to make investing more accessible and affordable.It’s great to see a company in the finance space that focuses on fairness, simplicity, and long-term customer benefit rather than hidden charges.
I’ve used Prosper for just over a year now after I saw some of their accounts mentioned on Money Savings Expert. Initially, setting up accounts was a tiny bit clunky / laborious but this has improved hugely and the process is much more streamlined & efficient.Whenever I have needed assistance, prompt & courteous help has always been available.The interest rates are consistently some of the best available & the app works very well.If I had one request, it would be the ability to provide maturity options a week or so in advance. Some other providers offer this & I find it very helpful.
I found the whole experience of setting up and funding my account very easy. The app works well. The rates on short-term savings bonds were excellent when I invested last year but currently these are only available to new customers.
Good support from the customer service team when I needed help with account, super quick response and resolution. The app is great and super easy to compare all the different accounts, I have been using prosper for 1.5 years for saving and index fund investments with no issues.
I've been using Prosper for my investments and it's been really good. I'm currently in their US index fund and the BlackRock MyMap 6 fund which I rate highly as it reinvests on your behalf.The main advantage is zero platform fees, which saves a significant amount compared to other platforms over time. You only pay the fund management costs. The app is straightforward and functional - easy to set up regular contributions and monitor performance.The BlackRock MyMap 6 provides decent diversification at a moderate risk level, whilst the US index fund gives solid market exposure. Overall it's a cost-effective option if you're looking for simple, long-term investing without unnecessary complexity.Best platform I've come across if fees are a priority for you.
Being very new to investing I've found Prosper to be the perfect platform for me. A good range of savings accounts and funds all under one roof. Makes it much easier housing your investments on one platform. The funds on offer cover a wide range of sectors and geographies so diversification is easy. A well thought out, simple to use app. Highly recommenended.
Refunded fees is such a refreshing change. I'm mostly invested in tracker funds, what would a management fee be for those, other than profiteering, so hooray for Prosper! The app is easy too, I set up a savings account with a good rate easily enough. So good I've consolidated several pots into this app.
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Prosper was founded to bring More for You by maximising our members’ potential wealth. We provide pensions, investments (both public and private) and savings accounts that have clear charges.
And we keep them low.
With Prosper’s flexible Stocks and Shares ISA, you get:
No platform or transfer fees
Refunded fund fees on over 30 top ETFs (BlackRock, Vanguard and more)
Real human support when you need it
Our pensions (Self Invested Pension Plans) are also free to open and free to fund.
We charge no platform or transfer fees to move your existing pensions or ISAs to Prosper.
We have market beating cash savings rates on fixed, easy access and notice accounts and again, we take the absolute least possible interest for ourselves that we can so that we can pass on as much value to you as possible.
Recently we have brought our members private markets funds and we intend to much more in the app to bring private markets to our sophisticated investors with a simple interface.
Our members benefit from zero fee access on 30 index funds from the world's leading asset managers, zero platform fees and zero transaction fees. In the future, we will charge members a fair platform fee and low, fair and transparent fees for any other investment products we think represent great value.
Prosper founder and CEO Nick Perrett and Chairman Ricky Knox have previously worked together building Tandem Bank. The company is backed by the founders of Monzo, Capital One and Admiral and other leaders in financial services.
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