zopa.com

4.6
4.6 Based on 798 reviews

We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest wit...

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Average Rating

4.6

/
5

798 Reviews

5 Star
85%
4 Star
4%
3 Star
1%
2 Star
2%
1 Star
9%

Filtered Reviews

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michael williams
Great company to deal with and App is…

Great company to deal with and App is very easy to use.

5
Date of experience: Nov 24, 2025
Kris
Really good so far.

I’ve had the card for a while now, had an increase within the first few months, payment comes out when it needs to and the app is easy to use. You can use the card with Apple Pay so that’s easy too. Never had the need to contact customer service so can’t really comment on that but if it’s like anything else here then I’d assume it’s okay.

5
Date of experience: Nov 24, 2025
Carey
I’m satisfied

I just feel that Zopa is behind me not only have I had a credit increase they have commented that I’ve been good, so all in all I am very satisfied with Zopa

5
Date of experience: Nov 24, 2025
Marvin Greenstreet
Very good service and cannot fault them…

Very good service and cannot fault them at all .

5
Date of experience: Nov 24, 2025
Michaela Regan
Excellent process from application to…

Excellent process from application to end. I did encounter a problem with my purchase, Zopa stepped in and supported me through to conclusion. Highly recommend.

5
Date of experience: Nov 24, 2025
Sophie
Be careful if you need early access to a "boosted savings Pot"!

I have "savings pots" with Zopa. one of the Pots keeps the money for each month in it, which is quite a decent amount. I find it easier to do it that way. Anyway, by a mistake I canceled the "notice" on that pot which I need on the 30th November as I have direct debits which come out between 00:05 - 7:30am on the 1st December. with in 30 minutes of canceling it I was chatting with an agent on the online chat. I explained the situation and explained if I didn't get access to the pot I would have an issue with paying a large household bill. I asked for the email address to send document proof of needing the money early. I was given the email address.As soon as I finished the conversation I emailed the information that they need from both of my email addresses and included proof that I owned the account and attachments of the bills to show that I needed access to the "boosted pot". Within 3 hours I received a "stock email" saying thanks for sending the documents over but "the situation you describe does not meet Zopa criteria to waive the fee".On receipt of the email I phoned them and had to explain to a different customer service rep about my situation. Which had obviously not been noted down on my account. When she eventually made contact with the correct department she told me they would need time to review the documents I had sent over. Which to me sounds as if they hadn't even been bothered to look at the email I sent earlier that morning.Luckily for me another bank where I have savings was able to "jump in" and allow me to withdraw the exact amount that was in the "locked pot" in Zopa. Although with out the other banks help I wouldn't be able to pay some of my household bills in December.I am shocked that Zopa didn't think that the fact that a customer wouldn't be able to pay house hold bills "didn't fit their criteria for early access to a "boosted pot". I just wonder what criteria has to be met for them to allow early access to a " boosted pot". Especially as I provided them proof of my need.I'm utterly disgusted with the behaviour of Zopa! So I have also launched a formal complaint with them.

1
Date of experience: Nov 24, 2025
Amanda
Good and efficient app

Never had trouble using this card and app very efficient and a good company to use im happy with my service thankyou

5
Date of experience: Nov 24, 2025
Brian Cook
Found zopa through clear score

Found zopa through clear score. Im not good with stuff online. Things were made so easy through the zopa app that I wouldn't use any other bank now. Honestly so easy and good to use.

5
Date of experience: Nov 24, 2025
Michelle
Zopa have always been there when needed…

Zopa have always been there when needed make decision and send money to the bank fast. Easy to use easy to contact. I’m a returning customer and I would choose them again.

5
Date of experience: Nov 24, 2025
Mike Haines
I've used Zopa a few times

I've used Zopa a few times. Its always a quick and smooth process, and fairness. Highly recommended

5
Date of experience: Nov 24, 2025

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Business Details

  • We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future.

    Need some help with one of your products or would like to get hold of our team? Head to https://www.zopa.com/help to find everything you need.See more

  • language https://www.zopa.com

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