zopa.com

4.6
4.6 Based on 798 reviews

We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest wit...

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Average Rating

4.6

/
5

798 Reviews

5 Star
85%
4 Star
4%
3 Star
1%
2 Star
2%
1 Star
9%

Filtered Reviews

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Review Time

David
Easy to use no problems what so ever

5
Date of experience: Oct 10, 2025
Michaela
Very slow customer service

I’ve had a recent fraudulent activity on my account, I tried contacting Zopa via the online chat and call. I was kept waiting a lengthy time for both forms of contact. Not exactly great customer service in a serious situation.

2
Date of experience: Oct 10, 2025
Guy Williams
So easy to communicate with and no…

So easy to communicate with and no hassle, very straightforward to deal with

5
Date of experience: Oct 10, 2025
Mark Hurlow
Zopa was very helpful when looking for…

Zopa was very helpful when looking for my new car via Zuto. I would recommend them to anyone.

5
Date of experience: Oct 10, 2025
MICHAEL MCTIGUE
Application was extremely easy and loan…

Application was extremely easy and loan was in my bank within minutes of processing my application this is my 2nd loan with Zopa app is so easy to use as well

5
Date of experience: Oct 10, 2025
Olalekan
ZOPA ARE INDEED EXCELLENT CUSTOMERS…

ZOPA ARE INDEED EXCELLENT CUSTOMERS SERVICES PROVIDERS.I ADVICE YOU ALL TO START REGISTERING WITH ZOPA AND CONTINUE USING ZOPA AND APPLY FOR THEIR CREDIT CARDS AND OTHER SERVICES THEY RENDERED.TO REST ASSURED AND I GUARANTEED YOU ALL THAT IF YOU BUSINESS WITH ZOPA,YOU WILL NEVER REGRET DOING BUSINESS WITH THEM.THEY ARE SUPERB AND EXCELLENT AND CAN BE TRUSTED.THANK YOURIDE ON

5
Date of experience: Oct 10, 2025
Customer
Automated account application process very unhelpful

Applied for a current account. Something was wrong with the proof of address I provided, but no details were given. Uploaded more evidence, heard nothing back, no status was shown in the app and when I contacted Zopa via chat they told me my application had been closed through lack of communication. Not very helpful. I will try again and see what happens.

3
Date of experience: Oct 10, 2025
Andrew Sweet
Credit Card Frozen While Abroad - zero reason

Very concerning to have card frozen while abroad with zero reason given and no way of unlocking it in the APP. Luckily I had a back-up card or i'd have been in serious trouble. Spoke to customer service this morning and told (yeah we froze a lot of accounts due to a data breech and your account is fine) - they are sending a new card...Very tempted to throw this card in the bin and close the account and stick with my main provider.To note - was asked if I wanted to make a complaint (after we sorted a new card and i'd explained situation) then asked what about?? ha ha astonishingThanks

1
Date of experience: Oct 10, 2025
David Mclaughlin
The application was easy

The application was easy, and the phone call i received was pleasant and the decision was quick. Money in the bank shortly after the call all good.

5
Date of experience: Oct 10, 2025
TomRogers
Simple to apply

Simple to apply , used plain English. Great starter card

5
Date of experience: Oct 10, 2025

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Business Details

  • We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future.

    Need some help with one of your products or would like to get hold of our team? Head to https://www.zopa.com/help to find everything you need.See more

  • language https://www.zopa.com

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