zopa.com

4.6
4.6 Based on 798 reviews

We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest wit...

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Average Rating

4.6

/
5

798 Reviews

5 Star
85%
4 Star
4%
3 Star
1%
2 Star
2%
1 Star
9%

Filtered Reviews

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Review Time

John
Loan and credit card

Very easy to arrange my loan,and no problems whatsoever for the whole term of my loan arrangement.i also have a credit card with Zopa which has also been great.

5
Date of experience: Sep 08, 2025
Christopher Barnes
Very very simple to use

Very very simple to use . They are doing all the right things, keep up the good work zopa

5
Date of experience: Sep 08, 2025
Mr   Stuart Young
Customer service was terrible

Customer service was terribleI dealt with someone on the web chat then someone over the phone and the inforamtion given by the operators were contradicting and they both gave me different information. I missed payments on my car finance and was told that my account would default if I made a promise to pay then called up and was advised my account wouldn't default if I made a promise to pay, so i made a complaint and they said they never upheld my compliant although the information I received from complaints team didn't even have my full complaint and what my complaint was about they also had information in my complaint which i wasn't complaining about So I would always make sure your are given the correct information by their employees.I have now had had to escalate this complaint to the financial ombudsman as i am not sure how many times there staff have given out contradicting information or false information

1
Date of experience: Sep 05, 2025
Kate Russell-Boulton
This company is ridiculous

This company is ridiculous, can't get my refund as I over paid and can't get a letter to say my car finance is completed. Has been a terrible experience

1
Date of experience: Sep 02, 2025
Sean
Been with Zopa for years

Been with Zopa for years. Great Credit card and app. Only problem is the low credit limit

4
Date of experience: Sep 01, 2025
paul harbinson
Was fast and very easy to apply

Was fast and very easy to apply. Found the whole experience simply.

5
Date of experience: Sep 01, 2025
paul
Excellent customer service

Excellent customer service. Good interest rates compared to some banks. great idea with the saving pots. You also get rewarded with your current account

5
Date of experience: Sep 01, 2025
Mark J
Changing nominated bank for saving account

They are utterly hopeless. What should be a simple task, switching nominated bank account from one bank to another as I've closed the original account, is turning out for them to be unachievable. They want a pdf or a jpg of a bank statement dated within the last 3 months. I've sent both, and despite it containing all the information they need they reject it for security reasons without even the smallest indication why do I can try to fix it, so we are stuck in this frustrating doom loop. I called them on Friday, but the team I needed to speak to where busy and were meant to call me back. Still waiting...

1
Date of experience: Sep 01, 2025
Customer
The process was easy

The process was easy, straightforward and no drama. It was 5 days from my initial contact to the funds arriving in my account. Great service and happy to recommend.

5
Date of experience: Sep 01, 2025
Frederick
Very positive approach went through a…Thank you.

Very positive approach went through a full review of my capability to afford a very valuable timely loan requirement.

5
Date of experience: Sep 01, 2025

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Business Details

  • We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future.

    Need some help with one of your products or would like to get hold of our team? Head to https://www.zopa.com/help to find everything you need.See more

  • language https://www.zopa.com

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