zopa.com

4.6
4.6 Based on 798 reviews

We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest wit...

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Average Rating

4.6

/
5

798 Reviews

5 Star
85%
4 Star
4%
3 Star
1%
2 Star
2%
1 Star
9%

Filtered Reviews

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Review Time

Lilibet Cook
A no fuss Credit Card

The application for the credit card was straightforward making it easy to navigate. No hidden agendas so the whole process was quick and painless!The Customer Service Dept have always been helpful. It doesn't take too long to get through and my query was heard and resolved satisfactorily.

5
Date of experience: Jul 16, 2025
Hazel Patterson
Always check statement

Overdue payment charge is slapped on right away! Also have noticed declined transactions on my statement when I have not used the card. Same as everything else started off good but it's declining. Customer service is questionable

2
Date of experience: Jul 12, 2025
Rosie Morgan
Great to deal with quick borrowing…

Great to deal with quick borrowing decisions good app would definitely recommend 👌

5
Date of experience: Jul 10, 2025
Coloman Sanders
Haven't encountered challenges with…

Haven't encountered challenges with Zopa. Excellent service.

5
Date of experience: Jul 10, 2025
Eva Bos
Good lenders and a good app

Good lenders and a good app

5
Date of experience: Jul 10, 2025
Carly Bell
Abysmal customer service..

Absolutely abysmal customer service. After having a credit card with this company (now settled and closed) they have made a mistake on my credit file which is now affecting my credit score. I genuinely owe NOTHING to this company yet they are showing false report on my credit file.. I have been contacting customer service for around 14 months and they're ignoring all my emails and haven't made any effort into fixing their mistake on my credit report.. I've had citizens advice involved and TransUnion who have now both advised me to go to the Financial Ombudsman Service, which is just more time taken and stress that I don't need in my life.Zopa have shown their true colours, happy to sign you up and make money off you, but when they need to actually take some accountability they just ghost you. Very unprofessional. Would avoid.

1
Date of experience: Jul 08, 2025
Straightforward, clear & fast.

Took out a small, short-term loan, easily & simply. Third loan over a number of years. Everything open & clear. Updates helpful. Didn't try the app.

5
Date of experience: Jul 01, 2025
KyuBlade_OMG_MLG37
Great company, fantastic customer service and easy to use app

Fantastic customer service at Zopa, especially from Steve in the car finance department. Went above and beyond my expectations in helping me get my car finance sorted with a particularly awkward car dealership. I was accepted for credit despite not having the best credit score in the world. The app is clear and really easy to navigate and see exactly what you need to. No trouble with any aspect of this company. I very rarely come across great service where I feel it needs to be recognised but this is definitely up there!

5
Date of experience: Jul 01, 2025
Raife Foster
Best service

Best service

5
Date of experience: Jun 30, 2025
PF68
They was the only ones helped me when…

They was the only ones helped me when I needed it for home improvement recommend them

5
Date of experience: Jun 28, 2025

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Business Details

  • We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future.

    Need some help with one of your products or would like to get hold of our team? Head to https://www.zopa.com/help to find everything you need.See more

  • language https://www.zopa.com

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