zopa.com

4.6
4.6 Based on 798 reviews

We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest wit...

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Average Rating

4.6

/
5

798 Reviews

5 Star
85%
4 Star
4%
3 Star
1%
2 Star
2%
1 Star
9%

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Trevor Graham
The customer service reps actually lie…

The customer service reps actually lie to you… been waiting 5 weeks now for the refund I was told would be processed 5 weeks ago. I was accused of lying until they read the chat. They actually have no clue. Stay away from this company… when you hear it’s been processed and will arrive in 10 days. Don’t believe them.I was also racially attacked due to being white for no reason. This is UK and we are being attacked like a minority by companies like this

1
Date of experience: Aug 15, 2025
tracie rowbotham
Excellent service easy to apply for…

Excellent service easy to apply for loan got accepted in minutes, good customer service, would recommend

5
Date of experience: Aug 15, 2025
Lubna Shahid
Amazing service I am using Zopa loan…

Amazing service I am using Zopa loan for the second time. I got my first loan one year ago and now it’s almost finished. I applied for another loan that got accepted with minutes and I already got money in my account. So easy to get a loan. I will definitely recommend it.

5
Date of experience: Aug 15, 2025
Glenn Watkinson
Great credit card and easy app to navigate too!

Great credit card ! Easy application and good level first spend for a credit card , easy app to navigate too. What made this any easy decision was application speed exceptance and ready to go and easy and clear to move around the app . Very happy with this card and it’s been a few months in and all very well for a credit card . I would recommend to just give it a try !

5
Date of experience: Aug 15, 2025
Peter F McCullough
Zopa is so easy to deal with

Zopa is so easy to deal with. Quickly approved another car loan at a great rate and funds were paid into my account within minutes from approval (3rd loan I have has with Zopa). Sadly this time I could not proceed with the purchase and cancelled the loan. They made that simple and easy too.

5
Date of experience: Aug 15, 2025
Miles
Easy to set up and user friendly. The settling up process was also easy to carry out. Thank you

Easy to set up and user friendly.

5
Date of experience: Aug 15, 2025
Ken & Tracy Jackson
Unbelievably Poor Fraud Detection

NO STARS SHOULD BE POSSIBLE.After my experience in May this year with fraudulent transactions by Domino’s Pizza on my credit card account which was treated as a matter of fact episode by Zopa I received a replacement card and promptly locked it having totally paid off my balance in disgust with the service and the .39p good will gesture.On Friday the 15th August I logged into my card account and was dismayed to find a declined transaction for PetMeds, when I used the very poor chat facility I was basically told never mind the payment had been blocked, when I delved further into the fact that I have never used my replacement card since it’s receipt and had promptly locked it I was eventually told that this was an attempt against the cancelled card and that it was an attempt by a company I had previously used to take money.I explained that I have never used my old card for any purchases from PetMeds and why if this card no longer exists is the attempted fraud showing against my new card?It would seem tha Zopa have extremely low/ poor fraud detection in place, and thank goodness I have my card locked or most likely they would have paid this request even though it was against a cancelled card.

1
Date of experience: Aug 15, 2025
Susan Wilson
Great quick efficient service from…

Great quick efficient service from start to finish !! Thank you Zopa !

5
Date of experience: Aug 15, 2025
Francis
Absolutely terrible experience as they…

Absolutely terrible experience as they restricted my accounts without explanation and promised return of my funds on account closure with 1/2 days.6 days later still waiting for my fundsWould not recommend anyone uses

1
Date of experience: Aug 15, 2025
Josette Kennington
Helping me take control of my money!

Zopa loans have been really useful, bring down my debt. The App makes everything easy. Great to have all my bank accounts and debts shown in one place plus analysis of my spending. It’s helping me finally take control of my finances!

5
Date of experience: Aug 15, 2025

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Business Details

  • We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future.

    Need some help with one of your products or would like to get hold of our team? Head to https://www.zopa.com/help to find everything you need.See more

  • language https://www.zopa.com

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