Review Time
Went to purchase a car, enquired regarding what the interest rate was on their car finance. Before I knew it without being told the overall interest rate - I was told I was accepted. Luckily I came home and opened the agreement before signing. To loan 10K they where going to charge me over £6,000 I felt sick. I rang Ratesetter and got it for just over £2,000 interest rate. A company I love and offer fantastic rates. Please seriously think before just taking a rate from Close Brothers, look at what they are going to charge you - If you have a good credit rating. Stay as far away from these Cowboys as possible. I was not concentrating and nearly made a huge error. I am pretty sure rates like this should be illegal - or at the very least displayed in every car sales room, before they ask you to hand over your details.
It's appears the customer services are reluctant to make contact with me. I had my bank account hacked so the bank froze everything whilst it was being investigated. My direct debit to close brothers failed. They sent me a letter stating they would approach the bank at a later date and hit me with a late payment charge. I contacted them and explained the situation via email (i had to wait for a letter from them to get the email address) as I had searched online for a contact number or email address but couldn't find anyone on their site. When you click on contact us it just refreshes their Web page. I heard absolutely nothing back from them and they just took the payment and charge any way. This was after two emails were sent and 8 days had passed. I would understand if I had deliberately missed the payment but I tried the same day the direct debit was due to contact them so it wouldn't be late but couldn't get anywhere. A situation that's out of someone's hands does not make it right to charge a fee especially with the cost of living at the minute. I will be seeking alternative insurance elsewhere.Thanks for the reply. I have already sent the agreement number in the emails
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