charcol.co.uk

4.9
4.9 Based on 217 reviews

John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer. Whether you are investing in property or are looking to buy your first home, we are experts in providing i...

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Average Rating

4.9

/
5

217 Reviews

5 Star
96%
4 Star
0%
3 Star
0%
2 Star
0%
1 Star
3%

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Excellent experience

Excellent experience getting a mortgage with these guys as broker. Hannah Cassidy has been incredible. She went well over and above to find me the right product, navigating complex hurdles and being professional and acting as an advisor all the way. She honestly deserves a massive raise! Also shout out to Eniko for her quick and meticulous work too. Highly recommended all round.

5
Date of experience: Dec 19, 2025
Alex
Exceeded expectations in every way

Exceeded expectations in every way. An extremely knowledgeable mortgage broker who made the whole process clear and straightforward. Even after the mortgage was approved, the level of support and guidance was fantastic. I truly couldn’t have asked for better service. Thank you!

5
Date of experience: Dec 19, 2025
Samantha Siegman
Top drawer customer service

I cannot say enough good things about John Charcol. I chose them after doing an online search for mortgage brokers who could assist people moving back to the UK after living overseas. Georgijs found us a great mortgage. Not just an okay considering we had just moved back after a lengthy stint abroad mortgage, but a great mortgage full stop. He was very responsive to questions, and Zerena on his team checked in with us regularly throughout the process. They aren't just going through the motions of doing a job, they are providing a service and it's a fantastic one! I would most definitely use this firm again and would highly recommend them to others.

5
Date of experience: Dec 17, 2025
Hannah M
Highly recommend John Charcol great outcomes

We had an excellent experience with John Charcol and couldn’t be happier with the service we received throughout our mortgage process.Our broker, Alvin, was absolutely fantastic. He guided us through every step, explained everything clearly, and was always available to answer questions and offer reassurance. His knowledge and support made what could have been a stressful process feel smooth and manageable.We’d also like to thank Fiona, who oversaw the operations of our case. Her organisation, attention to detail, and behind-the-scenes support ensured everything ran efficiently and on time.Thanks to the whole team, the process was seamless from start to finish. We would highly recommend John Charcol to anyone looking for professional, supportive, and reliable mortgage advice.

5
Date of experience: Dec 16, 2025
customer
Thomas Hales was very good with our…

Thomas Hales was very good with our buy-to-let mortgage. He helped us obtain the best rate possible in the market

5
Date of experience: Dec 16, 2025
Wemi
Company BTL

I’ve had a really positive experience working with Keri on a fairly complex transaction involving a limited company purchase.They were consistently helpful, knowledgeable, and responsive throughout the process, explaining options clearly. Communication was excellent, and they worked proactively with both solicitors and the lender to navigate timing and lender conditions, which made a potentially stressful process much more manageable.I felt well supported from start to finish and would happily recommend them.

5
Date of experience: Dec 11, 2025
Teresa Torre
My experience with Sophia has been outstanding.

My experience with Sophia has been a delight. Sophia has referred me to another service when I was facing challenges. Sophia is very professional. What makes her professional is her time management, transparency, knowledge, experience, and she gets the job done and a women of her word. Sophia advocates in a professional manner working in collaboration. I'm so happy Sophia settled my mortgage and she is good at her job. Sophia asked appropriate questions and will share her knowledge tailoring your own circumstances. I hope her company acknowledge what a great asset she is to her team.

5
Date of experience: Dec 08, 2025
Roxana
Kirtan my broker and Jenny client…

Kirtan my broker and Jenny client relationship manager have both been super helpful, reply quick to emails and text, and give first class service. Kirtan went above and beyond to get my dad and I a mortgage length that another broker couldn’t get us. He even offered me advice on other matters unrelated to mortgage. Both Kirtan and Jenny are super friendly, polite and they never made me feel like I’m asking too many questions. They answered my questions and concerns with kindness and patience. I rarely ever write reviews but reading reviews helped me find the correct people for my life changing decision (buying a property!) I hope my review will help someone else choose Kirtan, as I would choose him again in the future.

5
Date of experience: Dec 05, 2025
Declan
Great efficient service from Jessica…

Great efficient service from Jessica and Emma at John Charcoal’s. Very easy to work with. Really knowledgeable and provide sound advice. We’ve used them for over 10 years now and would thoroughly recommend them.

5
Date of experience: Dec 03, 2025
Ben Kirkham
Brilliant re mortgage

From start to finish excellent customer service from Nicole @ John Charcol. Brilliant comms throughout and made the process very stress free. I wouldn’t hesitate to recommend or use again.

5
Date of experience: Dec 02, 2025

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Business Details

  • John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer. Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers.

  • language https://www.charcol.co.uk

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