Review Time
I finished my IVA around 2 years ago? What I found was it felt once everything was completed I was dropped. I had been told that they would help build my credit score? I don't recall this happening, I haven't looked for any credit since the completion of my agreement until today and despite having a 999 score with Experian it was refused £800.
Increasing your credit score in less than 14 days requires quick action and the right strategies. BrandonCreditFix LLC effectively increased a credit score by 150+ points in less than 14 days"I was in a bind, needing to improve my credit score in a short timeframe, and BrandonCreditFix LLC came to my rescue! Their team of experts worked tirelessly and efficiently to address the issues on my credit report. Within less than 14 days, they managed to boost my credit score by an incredible 150+ points. I was amazed by their professionalism, attention to detail, and swift results. Thanks to BrandonCreditFix LLC, I now have the credit score I need to achieve my financial goals. If you're looking for fast and effective credit repair, look no further than BrandonCreditFix LLC. They're the best in the business!"
Worst company ever. When my money decreased by £170 a week and at the same time all the energy and food bills increased. I filled In the annual report and they still expected me to pay. I tried emailing and communicating with them, but they never responded. After 17 months of non payment, they have finally terminated IVA, but they did not tell me, Ive had debt companies contact me. Also, when paying the IVA my creditors were constantly contacting me.
If I could give a negative 10 then I would. I was told today by a credit fix employee that I ( HAD TO GET A JOB AS A REQUIREMENT OF MY CONTRACT ) I AM A LONE PARENT AND FULL TIME CARER OF MY DISABLED DAUGHTER. THAT TODAY HAS INFURIATED MYSELF, I HAVE FILED A COMPLAINT, WATCH THIS SPACE. IF I WAS NOT NOW MY DAUGHTERS FULL TIME CARER, ABSOLUTELY I WOULD BE BACK IN WORK. IM EX VETERAN, MULTI DISCIPLINED ENGINEER QUALIFIED. AND NOW MY DUTY IS TO MY CHILD. I AM NOT ONLY FEELING VERY ALARMED AND DISTRESSED BY CREDITFIX BUT WILL SEEK LEGAL ACTION UPON THEIR REPLY TO MY RECORDED COMPLAINT.
They set me up paying £250 a month for 5 years in 2019, not affordable but I did it somehow. After 2 years they said I could reduce it, but had to increase from 5 to 6 years, I didn't want to extend but ended up agreeing. The following year they reduced it again because their calculations deemed I was paying more than I could afford, but there was no mention if it extending further this time. One of my debtors continued to chase me for their debt for the first year, despite agreeing to the IVA and agreeing not to contact me, all correspondence was forwarded on to deal with, unknowingly I ended up with a CCJ from them in addition to them being included in the IVA, which should never have happened. Creditfix customer service staff called me stupid and said there is no CCJ, then after providing evidence took 6 months for them to finally accept it was in place telling me it would disappear when the IVA was discharged - that is completely incorrect. They then told me it would be removed within 4 weeks, no surprise but 4 months later it's still in place. It has taken over 12 months to raise a complaint, of which I still have not been given a reference number for or an update, yet they expect me to believe my complaint will be resolved in 8 weeks, with 4 weeks already passed. Additionally without my knowledge they have extended the term for a further 1 year and 4 months, increased my monthly amount, said I cannot reduce the term 'because that's not how it works' so I will now be paying almost £4k above the initial debt I went to them with - so much for some of the debt being written off. I have had no choice but to contact a solicitor. Please please if you are considering an IVA research thoroughly and do not under any circumstances use Creditfix they have broken me and I have at times been too low for words.
Great for couples years and now terrible. I lost my job and explained to them I was unable to make 1 months payment they sent me link and said just fill it in once daughters back as I need use her phone for pictures. Then the next day called me hourly saying couldn't stop calls until payment was made. They harass you more than the creditors DO NOT USE THEM!
Awful company. I was supposed to be paying them for 5 years. They have added another 2 years on top as they said I refused to pay which I didn't. They did a yearly review and doubled my payment which I said I could not afford to pay. So they are robbing people. Don't bother with them I wish I had just gone bankrupt now it would have been quicker.
Horrendous service.I am still in an IVA 8years after initially joining them. All payments made on time yet additional payments somehow magically appear. I'm at the point of taking legal action against them now.Random Asian cuatowmr service representatives giving varied amounts owed.. Not a single one can give an exact amount.Genuinely, please don't use creditfix. They have a huge hold over you, like me, I'm still trapped 8 years later
They were great until a few years ago.Now its no response unless pushed and even then its a non-response. In short, I've been chasing them for a month about how much of my windfall I can keep in order to go ahead with applying for a mortgage, that I'm now being chased by my landlord about. The only response I have received was a non-response at 5am, to which I immediately replied due to the fact I was awake at that time. I asked clearly what information I needed for I could go ahead with my application and still I haven't received anything. It took 3 weeks to receive a non-response. I've had previous issues with them hounding me for my annual review - despite the fact I had already sent the information. I have even sent chaser emails and requests for confirmation and had nothing, except them threatening to fail my IVA. I will be submitting a formal complaint and, if nothing is heard from this, will be referring to the ombudsmen as not only is this affecting me financially, and mentally but also my landlordEdit 2025 - It took 4 phone calls ontop of multiple emails for them to confirm the gift I received could be kept. Now i've been chasing the completion of closure of my account since August 2024, its now March 2025. I've been told its gone to the Closures team since August and so far no real update. I struggle to believe it takes 7 months to close an account, after having worked in Law myself. If you're understaffed, tell people. Explain the issue instead of giving the same updates taxi firms give when their cars are "just around the corner" despite still not turning up for another 45 minutes.
I’ve had the worst 4 years so far with creditfix, I had a call in 2020 during the pandemic when I was at my lowest, from a man with an Asian accent, claiming to be ‘Chris’. Who told me they can get me out of debt & relieve the stress & worry. And the main selling point, was that I can apply to have my IVA written off within a few payments. They came back & told me I owed nearly double what I thought, to creditors I’d never heard of. At the time I was depressed & at the lowest point of my life, so I didn’t think about it & agreed. This company then told me they would pass my details on to creditfix & then would only be contactable by WhatsApp. They then changed the goal posts & said laws have changed so they can’t write my IVA off early, then low & behold they go missing & can’t contact them anymore. Creditfix started off really helpful, but in the last year or so, I’ve had minimal contact, can never get hold of anyone on the phone & in January they just put my payments up without my review being done. It took me weeks, multiple calls & emails to even speak to anybody. Wish I never started this it’s been utter hellI’d like to know why creditfix allow these third party companies to give them your details exactly?
Claim your business profile now and gain access to all features and respond to customer reviews.
CreditFix is a nationwide consumer advocacy firm dedicated to removing inaccurate and outdated information from credit reports to build consumer credit.
theaccountancy.co.uk
tfbank.de
expressestateagency.co.uk
www.bellharbour.co.uk
gate.io
nexity.fr
retrievalxpert.com
growfactor.com
newleaftax.com
www.vantagepointx.com