dynamocover.com

3.2
3.2 Based on 200 reviews

With over 2 million customers, DCL is a Niche insurance business providing a number of specialist schemes in a number of diverse areas. Our business and call centre is based in the UK, and we work hard to ensure that our customers are always satisfied wi...

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Average Rating

3.2

/
5

200 Reviews

5 Star
50%
4 Star
5%
3 Star
0%
2 Star
1%
1 Star
43%

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Anthea Dore
MAJOR SCAM : I purchased European breakdown cover online (14 Feb), but never received any documents/

MAJOR SCAM : I purchased European breakdown cover online (14 Feb), but never received any documents/policy number, despite the money being debited from my bank account. I cannot go through the website as it says it can't find an account with my email address and I have no policy number to use as an alternative. NO phone number unless I breakdown (dealt with by a different company) as the number they provide tells you to go onto the website! Sent THREE emails to admin and one to sales (no longer in use and redirected to sales!) and all have been ignored (got a read receipt for one of them) Having read the reviews, I have told my bank to put a stop on any further payments (eg autorenewal) and raised a dispute with my bank.

1
Date of experience: Mar 02, 2026
Maya Brooks
Extremely Disappointing Experience with Renewal Process

I had two vehicles on breakdown policies for a year through a comparison site. We didn't need to use the service during that time. When the renewal cost came in, it was over double from the previous year, so I decided to switch to another provider for a similar cover at a lower price. I opted out of automatic renewal and informed the company. I received an email expressing regret about my decision. However, on the renewal date, my account was charged for both policies, and additional products were added without my consent. I tried to contact the company by phone, but every option led me back to their website for online changes. Cancelling before the expiry date incurred excessive fees, and I couldn't reach anyone in customer service. We’ve now had to involve our credit card company to dispute the charges. I can’t comment on their recovery service as we didn’t need it, but their administration and customer service are extremely poor and concerning, especially since they debited my account without permission and added extra charges.

1
Date of experience: Jan 13, 2026
Lilibeth Cooper
Policy renewal led to unexpected charges and poor service

The policy was renewed with increased costs, and additional services were added without my consent. After canceling within a day, I received only £28 back from a £141 payment! This company is a complete joke. They send out three different renewal emails, making it easy to overlook the extra charges. I advise steering clear of this service, especially since they don't even provide a customer service number.

1
Date of experience: Dec 18, 2025
Fr_Gilles71
Avoid this service!

Avoid this service! I've been paying for phone insurance for two years, and now my phone is broken. I've spent two weeks trying to reach them for assistance. I've called, sent emails, and used the portal as instructed, but I've received no response. It's a total waste of money.

1
Date of experience: Dec 06, 2025
Brandy B.
User-friendly service with clear tracking and prompt recovery

The service was straightforward to navigate, the tracking information was easy to understand, and I experienced a quick recovery. The team was both friendly and supportive. Additionally, the pricing was quite reasonable, so I would definitely recommend it.

5
Date of experience: Dec 04, 2025
Melville Brooks
Terrible service with no support

This service has been a nightmare. They charged my account twice because they had my card details, and now I can't reach anyone to get my money back. I’m left without funds for the week and there’s no assistance available. I strongly advise against making a purchase from this service—customer support is nonexistent! There’s no phone number to call and address the issue. Now I’m dealing with two police reports and I’m out of money, while the company remains protected. It's frustrating that one person can’t be respected in this situation. Please, do not buy from them—if you need help, they just send a link! What if you have no internet access?

1
Date of experience: Dec 02, 2025
Ælfweard Parker
Charged unfairly for missing photo

I was not pleased to be charged a fee greater than the actual policy cost for not sending a photo of my dashboard, especially since all the requests ended up in my junk folder. It was unfortunate timing with the holiday season, leading to an influx of junk emails.

3
Date of experience: Dec 01, 2025
Lorinda
Terrible experience

My experience with this company has been dreadful. They took money from my account twice using my card details, and there's no one available to help me get it back, leaving me without money for the week! There's no customer service to speak of, and no phone number to call for assistance. I now have two policies and no funds left. Please do not purchase from this company; it's incredibly frustrating!

1
Date of experience: Nov 29, 2025
diabloj4256
Stay away from this company!

I strongly recommend avoiding this company! After making a purchase, you must have your breakdown verified, which is not mentioned upfront. If you decide to cancel your policy, you won’t receive any refund, meaning there’s no cooling-off period. It feels like a money grab, and you can't even discuss issues with the company over the phone; everything must be handled via email. Save your money and steer clear!

1
Date of experience: Nov 27, 2025
DavidRabanedo
Avoid using this service

I strongly recommend against using this service. I submitted my car's dashboard reading twice to activate my breakdown policy, but both attempts were rejected without any explanation. They then asked for an additional fee, and even after canceling my policy, they deducted money without providing any service. This feels fraudulent, as they took my money without delivering what was promised.

1
Date of experience: Nov 27, 2025

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Business Details

  • With over 2 million customers, DCL is a Niche insurance business providing a number of specialist schemes in a number of diverse areas.

    Our business and call centre is based in the UK, and we work hard to ensure that our customers are always satisfied with both our products, and the levels of service received.

    We welcome all reviews, and if you're unhappy with anything then get in touch with us directly so we can resolve for you.See more

  • email sales@dynamocover.com
  • call 03302232897
  • language https://dynamocover.com

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