charcol.co.uk

4.9
4.9 Based on 217 reviews

John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer. Whether you are investing in property or are looking to buy your first home, we are experts in providing i...

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Average Rating

4.9

/
5

217 Reviews

5 Star
96%
4 Star
0%
3 Star
0%
2 Star
0%
1 Star
3%

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Rebecca & Jonny
Cannot recommend Molly Wilsden enough

We could not have asked for a better mortgage broker. Molly Wilsden went above and beyond, making us feel supported throughout. This could not have happened without her guidance, persistence, and dedication.

5
Date of experience: Aug 29, 2025
Zoe Pugh
Very efficient and excellent…

Very efficient and excellent communication through the whole process of a remortgage. Oliver is very knowledgeable and accurate with all information given. Would very much recommend to anyone who needs a remortgage.

5
Date of experience: Aug 27, 2025
Ian L
Unencumbered Mortgage with John Charcol

We choose John Charcol to advise on unencumbered mortgages and Robin Purnell & Chantelle Parker were a great help. Both were knowledgeable, personable and contactable, professionally guiding us through to completion. Highly recommended.

5
Date of experience: Aug 27, 2025
Kerry-Anne Ashcroft
Katie made the whole process easy to…

Katie made the whole process easy to understand and was very easy to talk to.

5
Date of experience: Aug 27, 2025
Becky N
Excellent service

Great experience with advisor Kristy. She was thorough and timely. Using this mortgage broker service was certainly worth the expenditure to make our property purchase easier and smoother.

5
Date of experience: Aug 26, 2025
Rachel Saxon
Using John Charcol as our mortgage…

Using John Charcol as our mortgage broker was a really good experience, I would definitely recommend. We needed to remortgage a flat in order to buy a house, with the added complication of non-standard build, and with limited budget and relatively little knowledge (at the start!). Our advisor, Daniel Williams, was always cheerful, friendly, professional and extremely helpful and proactive. We felt like we were in capable hands through the whole process, and the fee structure is also clear and upfront. Many, many thanks.

5
Date of experience: Aug 22, 2025
Kerry
Amazing experience!

I can’t recommend John Charcol, and specifically Eric Appollodorus and Fiona Allan, highly enough.Our situation wasn't straightforward. Being self-employed, up against a tight deadline and age not on our side we weren't sure we'd find a mortgage. From the start, Eric was honest and realistic, explaining what we were up against, but he still managed to find us a mortgage provider and product that suited our needs perfectly.Fiona then dealt with the paperwork and coordination with the lender and solicitors. She was on top of everything, keeping the process moving smoothly, regularly checking in, and making sure we met our deadline.Both Eric and Fiona were informative, supportive, and lovely people to work with, which made a stressful situation so much easier.I will be recommending them to anyone who needs a mortgage, and I’d use John Charcol again without thinking twice. We now have a mortgage that works for us and a huge sense of relief and security.

5
Date of experience: Aug 22, 2025
Carl
John Charcol . excellent service

The team at John Charcol, including Harry Limburn, Emily Gould and Michael Coman, provided a seamless services. As a team, they were integrated, responsive and clear. They provided us with some great options and were then able to execute in a professional manner. We will certainly use John Charcol again.

5
Date of experience: Aug 22, 2025
Consumer
We’ve used JC for 20yrs plus now

We’ve used JC for 20yrs plus now. Each time they are superb! Thanks to Lauren , Emma and Fiona.

5
Date of experience: Aug 22, 2025
Ed Little
John Charcol - look no further!

John Charcol were fantastic throughout the entire process of my partner and I buying our first property. Gemma Clarke gave incredibly useful advice on mortgages and helped us secure the best overall mortgage product based on our specific needs and affordability, including helping us make adjustments based on new jobs/salaries and interest rate changes. She was very friendly, approachable and responsive and took the time to chat over the phone on many occasions to answer our questions and explain the process, which was really helpful.Once the mortgage product was agreed on, Meg Jones took our application forward quickly and effectively, giving us regular proactive updates on progress and again being a great help whenever we had any queries. Meg was also in direct contact with our conveyancers and chased for updates on next steps and outstanding information all the way to completion.Finally, Thomas Bridle helped us set up our health and life insurance policies in interaction with the property. He was extremely knowledgeable, laid out the options available to us in great detail over a couple of calls and was attentive to our preferences and needs. He was also flexible on timings, rearranging calls on multiple occasions at our request without any fuss. Again, once agreed on policies, these were seamlessly arranged by Tom without any further input needed from us.We could tell that our three contacts all clearly communicated with each other as they were up to date on our progress throughout and it really was a very smooth process thanks to John Charcol.We would highly recommend to anyone looking for advice on mortgages and/or insurance.

5
Date of experience: Aug 21, 2025

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Business Details

  • John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer. Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers.

  • language https://www.charcol.co.uk

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